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Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 03:03 AM

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance


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Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 05:30 AM

amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance

Anyone?


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Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 05:47 AM

amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance

Just try it , the only real way you going to know. :smileyhappy:

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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Valued Contributor
tcbofade
Posts: 1,112
Registered: ‎09-26-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 06:43 AM

I've had that card since December of 09.

 

DW got that card in November of 11.

 

No cli's on either of them.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine. :smileytongue:

Zero percent financing is where the devil lives...

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