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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 03:03 AM

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 05:30 AM

amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance

Anyone?

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Mega Contributor
LS2982
Posts: 14,365
Registered: ‎04-09-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 05:47 AM

amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance

Just try it , the only real way you going to know. :smileyhappy:

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
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Established Contributor
tcbofade
Posts: 1,041
Registered: ‎09-26-2011

Re: Any CLI success on HSBC Discover direct rewards cards?

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‎10-07-2012 06:43 AM

I've had that card since December of 09.

 

DW got that card in November of 11.

 

No cli's on either of them.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

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