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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Any CLI success on HSBC Discover direct rewards cards?

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance


Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Any CLI success on HSBC Discover direct rewards cards?


amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance


Anyone?


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Any CLI success on HSBC Discover direct rewards cards?


amercnchopz34 wrote:

I am just trying to maximize my UTL  and credit score b4 my mini app spree in june.....

 

just wondering if calling the exec #  at Cap one would help....im 1 for 2 ...managed a 3000 cli on cap one plat card...denied for BB store card cli due to it being a plan B acount ( max 750 CL).....also would like the increase so my utl would not take a hit ( albeit only 750 ding)...

 

I have had the HSBC direct rewards card since 01/2007 with only 1 increase since then from 1000 to 1300......

 

thanks in advance


Just try it , the only real way you going to know. :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
tcbofade
Posts: 2,309
Registered: ‎09-26-2011
0

Re: Any CLI success on HSBC Discover direct rewards cards?

I've had that card since December of 09.

 

DW got that card in November of 11.

 

No cli's on either of them.



Current Scores: EX 671 (FCR) TU08: 638 Wally (TU08).10/11//14 Last app 05/29/2014.
Being held hostage in the garden until 01 November 2014.

Zero percent financing is where the devil lives...

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