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Any CU or Bank like DCU

Established Contributor

Any CU or Bank like DCU

That offers direct deposit up to two days early?  

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

15 REPLIES
Moderator Emeritus

Re: Any CU or Bank like DCU

Why not just join DCU?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Moderator Emerita

Re: Any CU or Bank like DCU

Established Contributor

Re: Any CU or Bank like DCU

DCU is great for us common folks.

 

For the high flyers not so much since they are no NCUA insured. But then again that's part of the reason they can offer such great services as products.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Established Contributor

Re: Any CU or Bank like DCU


webhopper wrote:
Why not just join DCU?

I thought I remembered seeing (can't find it now) that they will charge to do an external transfer... I guess I could pull the money via ach from usaa/chase though...  Just seeing what the options were.  

 

I don't live paycheck to paycheck; however, if i can get paid early YES PLEASE.

 

I may just apply for this after my Sallie Mae <3

 

edit:

 

here it is

 

https://www.dcu.org/pc_branch/cashedge.html

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Established Contributor

Re: Any CU or Bank like DCU

I transfer money from my other accounts to my DCU account easily and all of my other accounts offer free external transfers.

 

DCU allows you to recieve external transfers no problem, but sending external transfers costs a fee.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Established Contributor

Re: Any CU or Bank like DCU


NJTurnpike wrote:

I transfer money from my other accounts to my DCU account easily and all of my other accounts offer free external transfers.

 

DCU allows you to recieve external transfers no problem, but sending external transfers costs a fee.


this is what i needed to verify thank y ou very much for this info.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Established Contributor

Re: Any CU or Bank like DCU

they are upgrading their web site very shortly. perhaps the new site will allow external transfers for free.

 

I do love their android deposit app. I submit my check by takign a picture then i call them a few minutes later and they make the funds available right away. they always say, we'll make an exception this time, but next time, its a 24-48 hour hold. im sure if i called every time for an early clear exception they would do it.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Moderator Emerita

Re: Any CU or Bank like DCU

@NJTurnpike

DCU is NCUA insured. The securities are not NCUA insured.
Established Contributor

Re: Any CU or Bank like DCU

ahh! on the web site is a banner that days no NCUA insured. i thought that applied to all their products.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14