Just wondering if you know of any CU's that would give a person with 658+ score (keep in mind, this is before my util was paid from 60+% to 5%, which updates in a few days) with 1 old collection (utility)?
No bk's, lates/etc. In November, I'll have 2 cc accounts hitting 1 year and 6 months along with an 8 year positive auto loan. Should I just scrap the idea of getting started with a cu and wait 6 more months and wait for it to clear (may 09) or do you think it's not as much of a big deal? I just don't want to burn inq's if I do not have to (I have 3 in 2 years)