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I've had my Diamond Preferred card since 2/13, According to the statements I've ran approximately 500-1000 a month thru the card and have yet to see any attention from citi. Current utilization is 3% on one account. I pay all my accounts but one before the statements close and report. On the account I do let report it is never over 3%. Am I doing something wrong? I have 2 hp on ex, 2 on eq and 1 on tu. Myfico scores as of today, Ex 799, EQ 794, TU 793.
From what you have told, you are doing everything right!...Citi is like aa old car, it takes awhile for it to start rollin'
In my experience with Citi since being a cardmember since 08'....I have only received 1 auto CL from Citi, in the amount of $300
Up til now, all my CL have been requested, all approved so far, some SP some HP.
i applied for the thankyou preferred about a year ago. they gave me a 5k starting limit. i was charging 3k-6k on the card every month and never posted a balance on the card except maybe once or twice and that was only because they posted charges the same day the statement closed. they never gave me a auto CLI. i recently applied for a CLI online and they countered me a CLI and it was a soft pull. maybe citi just doesnt give auto CLI's much.
Thanks for the info. That's kind of depressing, but I can live with that. I just hate having to do a hp for a cli. So I'm going to stay in the garden and watch my seedlings aaoa grow.
I just received a CLI on my Citi Diamond Preferred. I didn't want to risk a HP, so I called in and was approved for a $1400 increase with a SP. Why not call in and see if you're eligible for an increase?