Any Comenity Visa or Mastercards worth getting?

[atd1970]

When I had low scores, I had most of the Comenity store cards. I have since cancelled them all. I was online today, playing with the SCT for fun, and got popups for most of their Master and Visa cards.

I didn't click on any of the popups because I really don't need the cards and don't see any real advantage. Comenity cards traditionally have high interest rates.

So, the question is, do any Comenity cards have good interest rates (below 15.99) and/or BT offers?

The only two I was tempted to get was Total Rewards and Virgin.

[Creditaddict]

I would say Virgin is good but we have never seen a BT offer on ours and wouldn't carry a balance but if you fly them at all it's a great card.

[atd1970]

Thanks, I was kind of thinking the same thing.

I fly to the UK once a year, but I tend to do the British Airways Boston to Dublin trick, and use the rest of the points for European flights.

Is it worth getting the Virgin card just to churn for the miles as a one off?

[CreditCuriosity]

Total rewards give out decent limits, but just a higher limit Visa card, but does offer BT's..

[Creditaddict]

Virgin America and Virgin Atlantic are 2 different cards and banks

[atd1970]

So with Virgin America I can only use the points for domestic?

Sorry for all the questions

[Boonie]

My Saturday Night Live Mastercard card has 13.9% interest and has a balanace transfer promotion of 0% interest for 1 year.  Surprisingly, it is probably my best Comenity card!   I got instant approval about a month ago with an $8k limit.

[IWOL]

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@atd1970 wrote:

So with Virgin America I can only use the points for domestic?

Sorry for all the questions

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You can use VA Elvate points for Virgin Atlantic flights as well as Singapore Airlines, Virgin Australia.

The redemption rate for partner flights looks pretty good but not sure of the exact conversion rate.

I have heard that you can get double the sign up bonus (20K instead of 10K) if you apply on a VA flight.

In my experience Virgina Atlantic has 0 award availability ever for Upper Class to London,that airline is a complete waist of time.

[Ron1]

Orbitz Visa and Virgin American  those two are worthing getting.

Ron.