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Any Existing Discover IT card customers getting 0% APR offers?

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Anonymous
Not applicable

Any Existing Discover IT card customers getting 0% APR offers?

Any Existing Discover IT card customers getting 0% Purchase APR [Not for BT] offers?

Message 1 of 21
20 REPLIES 20
mitchblue
Valued Contributor

Re: Any Existing Discover IT card customers getting 0% APR offers?


@Anonymous wrote:

Any Existing Discover IT card customers getting 0% Purchase APR [Not for BT] offers?


Not a new offer.. I'm stilling working off my 0% from July '14.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 2 of 21
LadyJEsq
Established Contributor

Re: Any Existing Discover IT card customers getting 0% APR offers?

I just received the it Miles last month and I have a 0% APR offer. Why do you ask? 

**FICO 8 Scores EQ EX TU **


Message 3 of 21
Anonymous
Not applicable

Re: Any Existing Discover IT card customers getting 0% APR offers?


@Anonymous wrote:

Any Existing Discover IT card customers getting 0% Purchase APR [Not for BT] offers?


Good question. I am actually curious about this for all of my cards.

Message 4 of 21
Anonymous
Not applicable

Re: Any Existing Discover IT card customers getting 0% APR offers?


@Anonymous wrote:

Any Existing Discover IT card customers getting 0% Purchase APR [Not for BT] offers?


Not here. I think you can ask for it.

Message 5 of 21
newhis
Valued Contributor

Re: Any Existing Discover IT card customers getting 0% APR offers?

They offered my DW 0% APR for 12 months on her Discover when she asked for APR reduction. It was a 1% drop on APR or 0% for 12 months.

Message 6 of 21
FocusedAndDetermined
Senior Contributor

Re: Any Existing Discover IT card customers getting 0% APR offers?

When I called back in June (I believe) to sign up for the double cashback bonus, I was offered 0% for 12 mos. I accepted.

Message 7 of 21
NRB525
Super Contributor

Re: Any Existing Discover IT card customers getting 0% APR offers?

Yes.

I called on Sept 23 to call about a regular APR reduction, expecting maybe another 2 point drop from 18.24%.

Instead, the CSR had an offer for 12 months 0% APR on purchases, so I took that.

 

It worked out well because I bought an iPhone using Apple Pay Discover in the Apple Store a few days later, so got the 10% back plus 0% financing for 12 months.

 

I also added two BT offers of 0% for 12 months. BT offers appear to be sitting daily on my account with "Expires today!" everyday, so the Discover card is back in action as something of a workhorse.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 21
Anonymous
Not applicable

Re: Any Existing Discover IT card customers getting 0% APR offers?


@NRB525 wrote:

Yes.

I called on Sept 23 to call about a regular APR reduction, expecting maybe another 2 point drop from 18.24%.

Instead, the CSR had an offer for 12 months 0% APR on purchases, so I took that.

 

It worked out well because I bought an iPhone using Apple Pay Discover in the Apple Store a few days later, so got the 10% back plus 0% financing for 12 months.

 

I also added two BT offers of 0% for 12 months. BT offers appear to be sitting daily on my account with "Expires today!" everyday, so the Discover card is back in action as something of a workhorse.


Ooh. I think I have a phone call to make! 

Message 9 of 21
Anonymous
Not applicable

Re: Any Existing Discover IT card customers getting 0% APR offers?


@Anonymous wrote:

Any Existing Discover IT card customers getting 0% Purchase APR [Not for BT] offers?


Yup.

 

Via slick deals, was instructed to chat. Back in april, got 0 for 12 months on new purchases. Then also enrolled in the double cash back!

Message 10 of 21
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