I try to stay away from Capital one cards since i dont want any Subprime Cards 
But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
@mongstradamus wrote:
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that
As far as Barclay cards go how good are they? Low APR% or rewards?
@Closingracer99 wrote:
@mongstradamus wrote:
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that
As far as Barclay cards go how good are they? Low APR% or rewards?
Well for me SM is pretty darn nice. 5% cb on gas groceries with 250 cap per month for each. 5% on books, which include amazon, 750 cap on that per month. I still have my freedom thats an MC , but i hear they are phasing that out.
@mongstradamus wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that
As far as Barclay cards go how good are they? Low APR% or rewards?
Well for me SM is pretty darn nice. 5% cb on gas groceries with 250 cap per month for each. 5% on books, which include amazon, 750 cap on that per month. I still have my freedom thats an MC , but i hear they are phasing that out.
My BCE is good enough for me for groceries imo I am looking more for a low APR% which is impossible with my Credit file but i can wish lol. I got no baddies and 100% on payments but it is very thin
I Hate that Chase only offers Visa's but oh well. Maybe i go into the subprime and getmyself a Capital one Quick silver card that i got a pre-qualified letter for
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Capital One has more than just their subprime cards, you know. In fact, their standard Quicksilver is harder to get than most cards in your signature. I wouldn't completely count out Capital One and mark them "subprime."
Just my $0.02.
Cu is probably your best bet if you want an low apr card i think.
@manwoot wrote:
@Closingracer99 wrote:I try to stay away from Capital one cards since i dont want any Subprime Cards
Capital One has more than just their subprime cards, you know. In fact, their standard Quicksilver is harder to get than most cards in your signature. I wouldn't completely count out Capital One and mark them "subprime."
Just my $0.02.
I got a Pre-qualified letter from them for the quicksilver card... I just don't need another rewards card because i have plenty lol. The APR they offered is worse then if i just apped for it at highest is 22.99%. they offered me 24.99% APR%. A card which from what i hear will be stuck at the CL and that APR I would consider Subprime
Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.
@manwoot wrote:Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.
Oh I know .. Just would like one lower then my best APR of 15.99% which is the chase sapphire card. Even for a rewards card 24.99% is stupid