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Any Luck with GE and APR decrease?

Contributor

Any Luck with GE and APR decrease?

I know that GE is imfamous for CLIs but has anyone had any luck with an APR decrease? I asked and was told no refer to your card agreement yada, yada, yada. I wanted to check with the myFICO experts if that was definitive.
It's 10% higher than my 2nd highest APR. Anyhow, just curious?!


To the sock drawer it goes...
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4 REPLIES
Super Contributor

Re: Any Luck with GE and APR decrease?

I think GE just assigns the same apr to everyone. Only use for carrying balances with a GE card is if there's a 0% offer.
Message 2 of 5
Valued Contributor

Re: Any Luck with GE and APR decrease?

Yeah never heard of reduction with GE. They are a retail bank so standard APR is high

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 3 of 5
Contributor

Re: Any Luck with GE and APR decrease?

I agree but figured it never hurt to ask plus if the situation ever came up I coulnt pay off the promo it could save me a few $$$
Message 4 of 5
Mega Contributor

Re: Any Luck with GE and APR decrease?


jsucool76 wrote:
I think GE just assigns the same apr to everyone. Only use for carrying balances with a GE card is if there's a 0% offer.

Exactly! You would have to be hard up on cash to pay those APR's!

 




EQ FICO 548 3/3/16
Message 5 of 5