Re: Any Shopping cart tricks that pull TU??

Cheryla18 · ‎05-28-2013

TU is my highest score so I was wondering if anyone knows of the Shopping Cart trick that pulls TU?

Thanks

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK

nicholasyud · ‎05-28-2013

Shopping card trick only SP.
Freeze EX and EQ then they have no choice

Starting Score: 560
Current Score: ?
Goal Score: 800

jsucool76 · ‎05-28-2013

They have a choice of denying your app altogether xD but i dont know if they'll do that.

enharu · ‎05-28-2013

Shopping card tricks are usually SP on EX, or Sometimes EQ. If you freeze your files, you will not see the pre-approval.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

LS2982 · ‎05-28-2013

@nicholasyud wrote:
Shopping card trick only SP.
Freeze EX and EQ then they have no choice

They have a choice..........if they use EX or EQ to do SP preapprovals its a waste.

Also, it is not recommended to advocate freezing files to avoid lenders pulling certain reports here on this forum due to it being unethical.

EQ FICO 548 3/3/16

Any Shopping cart tricks that pull TU??

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Any Shopping cart tricks that pull TU??