Only you can tell if a card is useless but even though ive achieved better cards, Id be a little skittish closing my Macys as i enjoy buying online from them . Thats not to say when its time to scale back i wont cut back my store cards because i will , as basically some good alternatives to buy from these stores without being their card, its just you should ask yourself do you get any benefits from said store or does it hurt me to ke4p open and not use alot. As already said, you could make a purchase and let it sleep abit more . Take a hard look at whats in your profile and make sure youll be ok if you let them go. Good luck
I guess people do pay attn to my rants and raves around here!!!!
Anyway.... KID.... if you have to go out of your way to use a card then it's probably ok to let them close it for non-use whenever that may be. Macy's will normally just drop you to a $100 limit if you let them hang out too long w/o any activity. After another period of time they'll just close it out completely. Gamestop? Never had one or seen much on here about them but, if it doesn't fit then it's time to return it. We worry about silly things like this after we have been through the long journey of building up to where we are today. We get emotional about holding on to pieces of the past like our first this and our first that because someone took a chance and said APPROVED!
Just do whatever feels right to you. LIFE is not about FICO all of the time. As long as you have learned and benefited from the experience then it's ok to LET GO.
All the more reason not to have store cards.
