05-29-2008 04:38 PM
Fred2280 wrote:I'm gonna look at those thanks. My util is very high unfortunately,75-90% of most. I have elim. some balances but with small CL(ie 2500(Union Plus, 1500 (WAMU) , but still some balances I'm trying to get down. I have some good BT rates but some are higher 7.9-10. Citi loan is 16.9 %. B of A is 25%util (4k of 18k)
05-29-2008 04:40 PM
I'm gonna look at those thanks. My util is very high unfortunately,75-90% of most. I have elim. some balances but with small CL(ie 2500(Union Plus, 1500 (WAMU) , but still some balances I'm trying to get down. I have some good BT rates but some are higher 7.9-10. Citi loan is 16.9 %. B of A is 25%util (4k of 18k)
05-29-2008 05:27 PM
05-29-2008 06:01 PM
05-29-2008 06:50 PM
05-29-2008 07:05 PM
Thanks for the advice. I have started to put $3500-4000 a month towards my debt for past 9 months. I don't use the CC at all. We make 145k/Yr. Do not own a home. I can cut it over 50% in the next year. No late payments in the past 20 years. I'm just trying to see if it's worth applying anywhere in addition to paying it down. I'd love to reduce finance charges. Discover game me $8000/0% a year ago. I'm afraid to apply anywhere. No inq in 6 months.
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