Reply
Contributor
TravisD
Posts: 94
Registered: ‎01-02-2013

Any banks that look the other way with old collections?

I was wondering if there any any banks that will consider doing a trade line if I have 2 old collections from 2007 (CapitalOne and BoA, both paid off.

I currently have a CapitalOne rewards card with $500 limit, and a couple store cards totaling $2400.

My fico is 665. I tried the freedom and delta gold both denied due to those 2 charge offs.

Is there any banks that will consider me with those still on there or should I look into a secured card? I'm trying to expand my credit lines.
........???................659 (FICO)................659 (TU08) ........
Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Any banks that look the other way with old collections?

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: Any banks that look the other way with old collections?


kobe2012 wrote:

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


+1

 

Plus Discover.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Any banks that look the other way with old collections?

Regular Contributor
Strepthroat
Posts: 245
Registered: ‎06-13-2008

Re: Any banks that look the other way with old collections?

TravisD every card I have with exception of 2 that were obtained in december, I've obtained with a collection on mangy credit report (fell off my reports in november). Cards include citi, amex, chase, barclays, local credit union, ge, boa.
Valued Contributor
Swapmeet
Posts: 1,313
Registered: ‎11-10-2012

Re: Any banks that look the other way with old collections?

If you can be a full member of USAA; or NFCU; or any other online CU or bank. They usually treat their members well, and are, overall, generous.

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007

Re: Any banks that look the other way with old collections?

Got a chase slate and Disover Card with a collection and charge off on my report from about 4 years ago so its possible, Something else in your file?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+