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Contributor
Posts: 94
Registered: ‎01-02-2013
0

Any banks that look the other way with old collections?

I was wondering if there any any banks that will consider doing a trade line if I have 2 old collections from 2007 (CapitalOne and BoA, both paid off.

I currently have a CapitalOne rewards card with $500 limit, and a couple store cards totaling $2400.

My fico is 665. I tried the freedom and delta gold both denied due to those 2 charge offs.

Is there any banks that will consider me with those still on there or should I look into a secured card? I'm trying to expand my credit lines.
........???................659 (FICO)................659 (TU08) ........
Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: Any banks that look the other way with old collections?

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
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Re: Any banks that look the other way with old collections?


kobe2012 wrote:

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


+1

 

Plus Discover.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Any banks that look the other way with old collections?

www.whogavemecredit.com

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
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Re: Any banks that look the other way with old collections?

TravisD every card I have with exception of 2 that were obtained in december, I've obtained with a collection on mangy credit report (fell off my reports in november). Cards include citi, amex, chase, barclays, local credit union, ge, boa.
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: Any banks that look the other way with old collections?

If you can be a full member of USAA; or NFCU; or any other online CU or bank. They usually treat their members well, and are, overall, generous.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: Any banks that look the other way with old collections?

Got a chase slate and Disover Card with a collection and charge off on my report from about 4 years ago so its possible, Something else in your file?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
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