cancel
Showing results for 
Search instead for 
Did you mean: 

Any banks that look the other way with old collections?

Contributor

Any banks that look the other way with old collections?

I was wondering if there any any banks that will consider doing a trade line if I have 2 old collections from 2007 (CapitalOne and BoA, both paid off.

I currently have a CapitalOne rewards card with $500 limit, and a couple store cards totaling $2400.

My fico is 665. I tried the freedom and delta gold both denied due to those 2 charge offs.

Is there any banks that will consider me with those still on there or should I look into a secured card? I'm trying to expand my credit lines.
........???................659 (FICO)................659 (TU08) ........
Message 1 of 7
6 REPLIES
Established Contributor

Re: Any banks that look the other way with old collections?

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 2 of 7
Valued Contributor

Re: Any banks that look the other way with old collections?


kobe2012 wrote:

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


+1

 

Plus Discover.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 3 of 7
Valued Contributor

Re: Any banks that look the other way with old collections?

www.whogavemecredit.com

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 4 of 7
Frequent Contributor

Re: Any banks that look the other way with old collections?

TravisD every card I have with exception of 2 that were obtained in december, I've obtained with a collection on mangy credit report (fell off my reports in november). Cards include citi, amex, chase, barclays, local credit union, ge, boa.
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 5 of 7
Valued Contributor

Re: Any banks that look the other way with old collections?

If you can be a full member of USAA; or NFCU; or any other online CU or bank. They usually treat their members well, and are, overall, generous.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 6 of 7
Established Contributor

Re: Any banks that look the other way with old collections?

Got a chase slate and Disover Card with a collection and charge off on my report from about 4 years ago so its possible, Something else in your file?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 7 of 7