Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 94
Registered: ‎01-02-2013
0

Any banks that look the other way with old collections?

I was wondering if there any any banks that will consider doing a trade line if I have 2 old collections from 2007 (CapitalOne and BoA, both paid off.

I currently have a CapitalOne rewards card with $500 limit, and a couple store cards totaling $2400.

My fico is 665. I tried the freedom and delta gold both denied due to those 2 charge offs.

Is there any banks that will consider me with those still on there or should I look into a secured card? I'm trying to expand my credit lines.
........???................659 (FICO)................659 (TU08) ........
Member
Posts: 812
Registered: ‎03-16-2012
0

Re: Any banks that look the other way with old collections?

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 07/04/2016 TU:584 EQ: 604 EX: 582
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Any banks that look the other way with old collections?


kobe2012 wrote:

Maybe barclays... Theyll pull TU and its the same version you buy here...you might have a shot ...good luck


+1

 

Plus Discover.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: Any banks that look the other way with old collections?

www.whogavemecredit.com

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
0

Re: Any banks that look the other way with old collections?

TravisD every card I have with exception of 2 that were obtained in december, I've obtained with a collection on mangy credit report (fell off my reports in november). Cards include citi, amex, chase, barclays, local credit union, ge, boa.
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: Any banks that look the other way with old collections?

If you can be a full member of USAA; or NFCU; or any other online CU or bank. They usually treat their members well, and are, overall, generous.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: Any banks that look the other way with old collections?

Got a chase slate and Disover Card with a collection and charge off on my report from about 4 years ago so its possible, Something else in your file?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.