Any chance of being approved for a credit card?

[keikdasneak]

My fico is 672
I have about 5 credit cards all averaging about 4-6 years old with only 10% usage. (2 Secured cards) (2 First premier cards) 1 AU Card..

1 Collection for $230.00 ( they won't delete it even with a payment in full )

But i have a repo back in 2008 which i cosigned for a family member which they did not pay the loan and ended up getting repossessed.
Would i have any chance of being approved for a real credit card??

Been at the same job for well over 7 years, income 80k.

Thanks

[smc733]

I'd think you could probably get a modest Visa or MasterCard.  Amex or Discover might be a bit of a stretch.

[Wolf3]

Who are the cards wtih and what are the limits?

[keikdasneak]

Two applied bank secured cards $1600 & $2600 limit...

First premier $275 limit and $200 limit...

[Wolf3]

I think you have a good chance.   HSBC preapproval is good way to find out with a soft inquiry.  Capital one also.  

Then you can get rid of those FP which are costing you a lot.