I would wait and see what happens with your PFD letters.
t-kat wrote:TU-578Ex-552EQ-542I went to who gave me credit and tried applying for a couple of the cards that were in my score range and got denied except for an orchard bank card with a $59 dollar annual fee. I have a few unpaid collections that i'm trying to PFD but i also want to start some more positive trade lines. For positives i have mortgage, sercured loan, personal loan and AU on two cards but that will go away next month so i need to build up some positive trade lines. Thanks for any input