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Any good Amex cards to get not being back by Amex?

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longtimelurker
Epic Contributor

Re: Any good Amex cards to get not being back by Amex?


@Closingracer99 wrote:

@Anonymous wrote:

PenFed Travel Rewards AMEX


To bad I cant join that CU lol 


And the jury is out on that card. Lots of negative posts in various places

Message 11 of 44
longtimelurker
Epic Contributor

Re: Any good Amex cards to get not being back by Amex?


@Closingracer99 wrote:

@Anonymous wrote:

@Closingracer99 wrote:

Any good cards with no AF that uses Amex Network?


Dillards AMEX.


Hmm I never shopped there before but thats a good choice. 

 

Probably going to Sock Drawer my Amex cards post FR and looking for an Amex card not offered by them 


Are they going to cut limits?  If you are SD, I guess that means that they didn't close them!

Message 12 of 44
chalupaman
Super Contributor

Re: Any good Amex cards to get not being back by Amex?

Savingstar Amex by FNBO is a card I've seen people talk about positively and on these forums lately.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 13 of 44
hemi961
Regular Contributor

Re: Any good Amex cards to get not being back by Amex?

I have the Fidelity Amex and it's a very good card with the 2% cash back. All you have to do is set up a Cash Management Account which only takes a few minutes.  I think the Dillard's Amex will be harder to build a decent credit limit with than Fidelity.  BofA is good with increases even though they require a HP, my card started with a $15,000 limit and within 6 months I requested a $10,000 increase and it was granted instantly.

Message 14 of 44
mikelo22
Established Contributor

Re: Any good Amex cards to get not being back by Amex?


@chalupaman wrote:

Savingstar Amex by FNBO is a card I've seen people talk about positively and on these forums lately.


This. I recently app'd for the SavingStar Amex and am set to receive it any day now. Looks like a great card.

 

Here is the link to it being discussed on these forums: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/SavingStar-American-Express/td-p/3444457

 

Here's a link for more info on the card: https://savingstar.com/credit_card

 

Since it's issued by FNBO, it also gives you a free EX FICO 08 (BankCard model) score each month.

Message 15 of 44
thelethargicage
Valued Contributor

Re: Any good Amex cards to get not being back by Amex?

Fidelity Amex, by far the best fake Amex available.


Message 16 of 44
Closingracer99
Valued Contributor

Re: Any good Amex cards to get not being back by Amex?


@longtimelurker wrote:

@Closingracer99 wrote:

@Anonymous wrote:

@Closingracer99 wrote:

Any good cards with no AF that uses Amex Network?


Dillards AMEX.


Hmm I never shopped there before but thats a good choice. 

 

Probably going to Sock Drawer my Amex cards post FR and looking for an Amex card not offered by them 


Are they going to cut limits?  If you are SD, I guess that means that they didn't close them!


Idk still waiting but will be sd those cards if they aren't closed 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 17 of 44
B335is
Moderator Emeritus

Re: Any good Amex cards to get not being back by Amex?

Wells Fargo Propel World Amex has a signup bonus of over $400. It's debatable if its worth keeping after year 1 and approvals are very ymmv.
Message 18 of 44
thom02099
Valued Contributor

Re: Any good Amex cards to get not being back by Amex?


@B335is wrote:
Wells Fargo Propel World Amex has a signup bonus of over $400. It's debatable if its worth keeping after year 1 and approvals are very ymmv.

It has an AF of $175 (waived the first year); with an AF of $45 (also waived), there is the Wells Fargo Propel 365 card. 

 

That said, both cards could serve a purpose. World for travel, 365 for domestic use. 

Message 19 of 44
chalupaman
Super Contributor

Re: Any good Amex cards to get not being back by Amex?


@B335is wrote:
Wells Fargo Propel World Amex has a signup bonus of over $400. It's debatable if its worth keeping after year 1 and approvals are very ymmv.

My relationship with WF wasn't really worth much when I tried getting the Propel card, even after being with them for years counting the fact that I had a checking account with them back in 2010 with someone else in my family so you're definitely right about approvals being YMMV. There are even people I've seen that have had no relationship with WF and have gotten the Propel cards.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 44
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