good news- after jacking up my utilization galore last mo., ALL ccs will be PAID OFF this week. Not as exciting as a cc approval, but I’m NOT apping for anything for awhile (Trying to get my ficos into 700s). Other good news is my ‘new ccs’ (4/08 mini app spree), including my BA 99/500 aged another mo. and i can’t wait for it to unsecure. Hoping for good news later this mo. when i hear back from my latest round of disputing inaccurate derogatory info on my reports.
Bad news- an old auto lender declined my goodwill request re 2 6 yr old late pays not that the lates are impacting my ficos much any longer, but i don’t like seeing ‘30 day late’ on my reports for mistakes that were made an eternity ago.