When you do get into that 720 range (which shouldnt take long with proper mngmt), I'd suggest 1 general spend 1.5-2 % card, 1 3-2-1 that fits your needs, and maybe a rotating category card or two. Then if any retailers you frequent offer cards that earn 3% or more, maybe pick up 1-2 of those. See my sig as an example. OR some people value simplicity of one card that best fits your spending and keeping all spend on it. I just caution against rushing into it and getting dissapointing limits.