Any known method to not paying AMEX Platinum $450 AF?

[Anonymous]

CSR said it's on first statement while membership agreement says you don't pay it until the first use of card.   Bottom line, I don't really want to pay it!

[Anonymous]

Join the Army and get the Baycard Gold free too!

[Anonymous]

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@Anonymous wrote:

CSR said it's on first statement while membership agreement says you don't pay it until the first use of card.   Bottom line, I don't really want to pay it!

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Just spitballing here....if you don't pay until you first use the card....one way would be not to use the card.

or call back and see if you can get another CSR to waive it.

[slap_happy]

The easiest way to do it is easy.... App for the ameriprise platinum, AF waived for the first year

[creditguy]

Just curious why you got the platinum if you didn't want to pay the AF?

[myjourney]

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@creditguy wrote:
Just curious why you got the platinum if you didn't want to pay the AF?

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My money is on 100k Smh 

[redpat]

Umm, you have no choice if you want the 100k sign-up bonus. Next time I suggest reading before apping.

It's a great card if you travel though.

So chalk this up to "it is what it is".

[Anonymous]

Closing your account will result in the Annual Membership Fee being refunded in full assuming you still haven't used the card.

American Express does not waive Annual Membership Fees. The Cardmember Agreement detailing the fee was agreed upon submission of your application.

[Callandra]

Paying the annual fee helps offset the cost Amex has when providing the card's benefits. If the benefits don't outweigh the cost for you, maybe you should find a
card that'd be a better fit.

[bourgogne]

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@Anonymous wrote:

CSR said it's on first statement while membership agreement says you don't pay it until the first use of card.   Bottom line, I don't really want to pay it!

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toss some $ on the card and get enough mr to fly to paris via sfo and take in the centurion there, its very nice - enjoy paris, one of my fav places to hang out - return home.  cancel the account, save the card as a memento.  you just saved ~2/3 off an economy ticket.