@ddemari wrote:Recently I was denied for a discoverit card.
reason being . - bankruptcy, which will fall off my report this November 2014 and I did nto burn Discovery ever.
FICO score 670, a lot of inquires, recent accounts, and student loan balances but payment history always on time and credit uti around 27%.
has anyone had luck calling back door discover number and asking for a recon for the secured version?
Or or should I just wait about a year and apply again? Thanks!
No, if it's not offered to you at the time of denial you will not be successful in requesting one
