Reply
Valued Member
Posts: 55
Registered: ‎09-26-2012
0

Any luck waiving the first Cap1 fee?

I have remorse after signing up for this cap1 card.. anyone have luck getting them to waive their fee?

Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Any luck waiving the first Cap1 fee?

[ Edited ]

Objectivist wrote:

I have remorse after signing up for this cap1 card.. anyone have luck getting them to waive their fee?



the easy answer is NO and the complicated answer is NO. I see your new so feel free to search this forum for all the disappointment you will see from cap1. Cap1 rebuilder cards have a job to do and once the do the job (build, reestablish credit, positive TL, Etc) dump them but you never know YMMV stranger things have happened
 
edited to fix the quote
ccpics2.jpg
Valued Member
Posts: 55
Registered: ‎09-26-2012
0

Re: Any luck waiving the first Cap1 fee?

Damn. I underestimated my score so I went w/them and afterwards I got accepted by a nice citi card w/an actual limit. hmmmmm. Worth keeping to let age?

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Any luck waiving the first Cap1 fee?

You have a better chance of owning the entire NFL.

Moderator
Posts: 13,869
Registered: ‎04-15-2011
0

Re: Any luck waiving the first Cap1 fee?


Credit314 wrote:

You have a better chance of owning the entire NFL.


So, theoretically, it is possible?  Lol,  sorry, just got a kick out of your answer!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Any luck waiving the first Cap1 fee?

I'll sign up for that!! 2 Billion on the boys plz!!! and no, no way get out of AF!!

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Member
Posts: 43
Registered: ‎10-27-2011
0

Re: Any luck waiving the first Cap1 fee?

A lot of people (myself included) have had luck with getting the AF refunded AFTER the first year.  Just keep the account in good standing and once your anniversary rolls around and they charge the fee, give them a call and they'll check to see if they can reverse it for you.

 

But on the other hand, good luck getting a credit limit increase from them.


*******************************************************************************
FAKOS: CS 702 (12/04/13) CK: 710 (12/05/13)
FICO: EQ 712 (11/24/13)

Last app: 11/13/2012
Valued Member
Posts: 43
Registered: ‎10-27-2011
0

Re: Any luck waiving the first Cap1 fee?

I withdraw my previous post... I didn't realize you were talking about the FIRST annual fee.

 

Good luck with that.  :smileyfrustrated:


*******************************************************************************
FAKOS: CS 702 (12/04/13) CK: 710 (12/05/13)
FICO: EQ 712 (11/24/13)

Last app: 11/13/2012
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.