11-13-2012 09:37 AM
Just wondering if anyone has had any luck with PC'ing their cards or receiving CLIs from other banks via the executive offices? I was thinking about reaching out to US Bank, as they refuse to review my account for a CLI without HP. Just curious.
11-14-2012 10:17 AM
Just for everyone's reference - I emailed the US Bank Executive Offices yesterday and was promptly contacted by a gentleman who stated he worked at the EO. He stated that there is absolutely nothing they can do about CLIs without hard pulls and it's against credit card compliance to offer a CLI without a HP - wwwhhhaaaatt? I asked about PCing my card, and he told me that I would need to apply for another card if I wanted a different product.
... He DID however, lower my APR to 17.99%. Errrr. Sock Drawered.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO