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Any no foreign transaction fee no annual fee credit cards ?

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anonymous4a
New Contributor

Any no foreign transaction fee no annual fee credit cards ?

Hi, I'm looking for a no foreign transaction fee , no annual fee credit card that I can use overseas.. I already have Discover IT and Bank of america travel rewards. Any others I can apply for ?

Message 1 of 13
12 REPLIES 12
mongstradamus
Super Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@anonymous4a wrote:

Hi, I'm looking for a no foreign transaction fee , no annual fee credit card that I can use overseas.. I already have Discover IT and Bank of america travel rewards. Any others I can apply for ?


any capital one card and i think barclays has an no af arrival , both have no FTF 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 13
Closingracer99
Valued Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?

Capital one cards have no FTF,  CSP card which has a waived AF for the year so can app when you need it and then PC it down to something else later 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 3 of 13
mirachi
Regular Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?

Penfed is also no FTF/no AF


Last app 5/7/2014

No apps until 3/31/2016!
Message 4 of 13
ezdoesit
Valued Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@Closingracer99 wrote:

Capital one cards have no FTF,  CSP card which has a waived AF for the year so can app when you need it and then PC it down to something else later 


Discover Also.  I just don't know how well they are accepted outside the US.

Message 5 of 13
Closingracer99
Valued Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@ezdoesit wrote:

@Closingracer99 wrote:

Capital one cards have no FTF,  CSP card which has a waived AF for the year so can app when you need it and then PC it down to something else later 


Discover Also.  I just don't know how well they are accepted outside the US.


Yeah he Has one already Smiley Happy

 

 

I haven't traveled outside the states in about 5-6 years so Little memory of what cards they took but I would guess if you go to say London and stay in touristy areas Discover might have a higher acceptance then say in towns which I doubt would approve unless they have a lot of Americans traveling there? South East Asia has a big Acceptance rate for Discover so if you travel there good chances they take that card 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 6 of 13
ezdoesit
Valued Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@Closingracer99 wrote:

@ezdoesit wrote:

@Closingracer99 wrote:

Capital one cards have no FTF,  CSP card which has a waived AF for the year so can app when you need it and then PC it down to something else later 


Discover Also.  I just don't know how well they are accepted outside the US.


Yeah he Has one already Smiley Happy

 

 

I haven't traveled outside the states in about 5-6 years so Little memory of what cards they took but I would guess if you go to say London and stay in touristy areas Discover might have a higher acceptance then say in towns which I doubt would approve unless they have a lot of Americans traveling there? South East Asia has a big Acceptance rate for Discover so if you travel there good chances they take that card 


Thanks I didn't read his post correctly

Message 7 of 13
Transmogrifying_Bee
Frequent Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?

MERRILL+ Visa Signature Card     (Merrill Lynch Bank)     Has no FTF or AF.

FICO Score 8: EQ 823 EX 817 TU 825 **** VantageScore 4.0: 825 **** VantageScore 3.0: EQ 823 EX 826 TU 825
TOTAL CL (6 cards): $141.0K **** INQUIRIES 2 yrs (1 yr): EQ 0(1) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 840+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 25.0K || Discover it 14.5K **** CLOSED 7 cards **** GARDENING since 9-26-2014
Message 8 of 13
MrCollector
Regular Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@anonymous4a wrote:

Hi, I'm looking for a no foreign transaction fee , no annual fee credit card that I can use overseas.. I already have Discover IT and Bank of america travel rewards. Any others I can apply for ?


Barclaycard Arrival. Best No AF/FTF travel card available. 

760 (TU) 755 (EX) 740 (EQ)

Chase Sapphire Reserve | Hilton Aspire | Amex EveryDay | World of Hyatt | Aviator Red | AAdvantage Platinum Select | Citi Premier | United Mileage Plus | Discover It
Message 9 of 13
lg8302ch
Senior Contributor

Re: Any no foreign transaction fee no annual fee credit cards ?


@ezdoesit wrote:

@Closingracer99 wrote:

Capital one cards have no FTF,  CSP card which has a waived AF for the year so can app when you need it and then PC it down to something else later 


Discover Also.  I just don't know how well they are accepted outside the US.


Acceptance is horrible but Discover has the best exchange rates ...lol

 

edit: and the 5% categories work outside the US Smiley Happy

Message 10 of 13
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