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Any other decent cards for the mid-upper 500s?

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Anonymous
Not applicable

Any other decent cards for the mid-upper 500s?

Eq: 562

Ex: 570

Tu: 585

 

Today, I was approved for a Hooters card (CL unknown), Target ($200) and Macys ($100). Are there any other cards that are relatively easy to get that I should apply for? I'm trying to put another account on my report to help build my credit.

 

Thanks! 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Any other decent cards for the mid-upper 500s?

DH and I were approved for an Orchard ($300 with $200 CLI @ activation for me, $300 and no CLI @ activation for him 'cause he wasn't sweet enough when he asked) and Cap One (DH @ $1K, me @ $300) with the OLD scores in my siggie.
Message 2 of 9
Anonymous
Not applicable

Re: Any other decent cards for the mid-upper 500s?

Thanks! I'll check Orchard out.
Message 3 of 9
niecey89
Frequent Contributor

Re: Any other decent cards for the mid-upper 500s?

I currently have: 

 





Orchard $300 auto cli to $500



Target $200

Capital One $500

Capital One $500 auto cli to $2500

Upromise Citicard $2800

Ikea $250

Avenue $250 auto Cli $470

Walmart $410

Children's Place $250

Americredit (new 2007 Truck Loan- $30,000 )



This all begin October 2006, most current target as of last week. All payments have been on- time and i pay $5-10 over the minimum depending on my budget. TAX time I pay a big sum if not PIF.
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Message 4 of 9
Anonymous
Not applicable

Re: Any other decent cards for the mid-upper 500s?

STOP- you have some cards, getting more is not going to help your score at this point.

 

Give it a few months to a year-


GBC wrote:
Thanks! I'll check Orchard out.

 

Message 5 of 9
Breakthecycle2
Established Contributor

Re: Any other decent cards for the mid-upper 500s?

What report did Hooters and Target pull?

Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 6 of 9
Anonymous
Not applicable

Re: Any other decent cards for the mid-upper 500s?

Hooters: TU

Target: I think TU, but I can't tell. I don't see "Target bank" on my report updates. 

 

Message 7 of 9
Creditaddict
Legendary Contributor

Re: Any other decent cards for the mid-upper 500s?


@Anonymous wrote:

Eq: 562

Ex: 570

Tu: 585

 

Today, I was approved for a Hooters card (CL unknown), Target ($200) and Macys ($100). Are there any other cards that are relatively easy to get that I should apply for? I'm trying to put another account on my report to help build my credit.

 

Thanks! 


 

Do you have a bk? do you know limit yet from hooters?
Message 8 of 9
niecey89
Frequent Contributor

Re: Any other decent cards for the mid-upper 500s?

Yeah i know I am a true SHOP-OHOLIC. I miss my Discover with the 10K limit. Smiley MadWoman Sad
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Message 9 of 9
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