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Any recent apps with State Farm Credit Cards??

Epic Contributor

Any recent apps with State Farm Credit Cards??

What they pull and what score etc.?

Still NO NO on BK?

9 REPLIES
Mega Contributor

Re: Any recent apps with State Farm Credit Cards??


Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 




EQ FICO 548 3/3/16
Valued Contributor

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?

Ray

** Every Card has a Job, and Every Card does its Job **
Mega Contributor

Re: Any recent apps with State Farm Credit Cards??


RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 




EQ FICO 548 3/3/16
Valued Contributor

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  Smiley Happy One day go for the US Bank Cash + and you can get 5% back on insurance.  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Mega Contributor

Re: Any recent apps with State Farm Credit Cards??


RockinRay wrote:

LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  Smiley Happy One day go for the US Bank Cash + and you can get 5% back on insurance.  Smiley Happy


No im strictly no apps until 7/13. I'm getting that Platinum spade for 1 day then going buckwild prime app spree Smiley Very Happy (3 apps)

 




EQ FICO 548 3/3/16
Valued Contributor

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  Smiley Happy One day go for the US Bank Cash + and you can get 5% back on insurance.  Smiley Happy


No im strictly no apps until 7/13. I'm getting that Platinum spade for 1 day then going buckwild prime app spree Smiley Very Happy (3 apps)

 


Smiley Very Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Valued Contributor

Re: Any recent apps with State Farm Credit Cards??

Got it at the end of 2011 with a BK7 from 2006.  

 

719 TU 04 FICO 1 INQ at the time of app.  

 

$3K limit, 20% APR, but first 12 months at 0%.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Moderator Emeritus

Re: Any recent apps with State Farm Credit Cards??


visorboy1974 wrote:

Got it at the end of 2011 with a BK7 from 2006.  

 

719 TU 04 FICO 1 INQ at the time of app.  

 

$3K limit, 20% APR, but first 12 months at 0%.  


In my experience, State Farm bank is horrible for approvals.

 

I have applied with them for a auto loan, auto refi, and a CC...   All denied.  What's sad is that my State Farm agent is actually my best friend, and she called them and fought with them for my approval.  Still denied.   I refuse to ever app for another one of their credit products. They do a good job of taking care of me on Banking and Insurance though.


Starting Score: 08/29/2011 TU 671 EQ 674
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Regular Contributor

Re: Any recent apps with State Farm Credit Cards??

uto refi through State Farm Bank I got in Aug 2011. Filed Chapter 7 BK in Aug 2004. Was approved at 5% interest.

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