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Mega Contributor
Creditaddict
Posts: 18,838
Registered: ‎10-23-2007

Any recent apps with State Farm Credit Cards??

What they pull and what score etc.?

Still NO NO on BK?

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Any recent apps with State Farm Credit Cards??


Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Any recent apps with State Farm Credit Cards??


RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  :smileyhappy: One day go for the US Bank Cash + and you can get 5% back on insurance.  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Any recent apps with State Farm Credit Cards??


RockinRay wrote:

LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  :smileyhappy: One day go for the US Bank Cash + and you can get 5% back on insurance.  :smileyhappy:


No im strictly no apps until 7/13. I'm getting that Platinum spade for 1 day then going buckwild prime app spree :smileyvery-happy: (3 apps)

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: Any recent apps with State Farm Credit Cards??


LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

RockinRay wrote:

LS2982 wrote:

Creditaddict wrote:

What they pull and what score etc.?

Still NO NO on BK?


I wanted to app for one of their cards but I hear they are very strict with approvals and INQ sensitive.

 


You have State Farm insurance?


Yup, for the past 7 years.

 


Makes total sense then... I was just wondering. Looks like 2% CB if you pay your insurance with the card? Not bad..

 

Don't give up your spade yet though.  :smileyhappy: One day go for the US Bank Cash + and you can get 5% back on insurance.  :smileyhappy:


No im strictly no apps until 7/13. I'm getting that Platinum spade for 1 day then going buckwild prime app spree :smileyvery-happy: (3 apps)

 


:smileyvery-happy:

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: Any recent apps with State Farm Credit Cards??

Got it at the end of 2011 with a BK7 from 2006.  

 

719 TU 04 FICO 1 INQ at the time of app.  

 

$3K limit, 20% APR, but first 12 months at 0%.  

Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Any recent apps with State Farm Credit Cards??


visorboy1974 wrote:

Got it at the end of 2011 with a BK7 from 2006.  

 

719 TU 04 FICO 1 INQ at the time of app.  

 

$3K limit, 20% APR, but first 12 months at 0%.  


In my experience, State Farm bank is horrible for approvals.

 

I have applied with them for a auto loan, auto refi, and a CC...   All denied.  What's sad is that my State Farm agent is actually my best friend, and she called them and fought with them for my approval.  Still denied.   I refuse to ever app for another one of their credit products. They do a good job of taking care of me on Banking and Insurance though.


Starting Score: 08/29/2011 TU 671 EQ 674
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Regular Contributor
rudy0720
Posts: 207
Registered: ‎08-10-2012

Re: Any recent apps with State Farm Credit Cards??

uto refi through State Farm Bank I got in Aug 2011. Filed Chapter 7 BK in Aug 2004. Was approved at 5% interest.

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