Any suggestions for another credit card?

[Chris87]

I am looking to apply for 1 or 2 more credit cards and would like some input.  I have good credit...low utilization, no delinquencies.  I have the following right now:

1. Chase Freedom

2. PenFed Cash Rewards

3. Amex Blue

4. Amex Premier Rewards Gold Card

5. Fidelity 2%

Are there any that I am missing that would be a good addition?  I don't typically carry balances, so I am more interested in the rewards.  I am just trying to see if I should add a credit union or possibly another lender.  I would prefer to stay away from Citi (bad experience with them a few years ago).  I was thinking about applying for Discover, but I hear that the lines are typically very low.  I had considered the US Bank Cash+, but if I recall, you now have to apply in a branch (I'm not near one).

Thanks for any suggestions!

[myjourney]

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@Chris87 wrote:

I am looking to apply for 1 or 2 more credit cards and would like some input.  I have good credit...low utilization, no delinquencies.  I have the following right now:

1. Chase Freedom

2. PenFed Cash Rewards

3. Amex Blue

4. Amex Premier Rewards Gold Card

5. Fidelity 2%

Are there any that I am missing that would be a good addition?  I don't typically carry balances, so I am more interested in the rewards.  I am just trying to see if I should add a credit union or possibly another lender.  I would prefer to stay away from Citi (bad experience with them a few years ago).  I was thinking about applying for Discover, but I hear that the lines are typically very low.  I had considered the US Bank Cash+, but if I recall, you now have to apply in a branch (I'm not near one).

Thanks for any suggestions!

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Looking at the cards you have Discover would be a good addition for you as you would have all networks covered

[Creditaddict]

Discover

Sallie Mae would cover the 5% like USBank Cash+

[Themanwhocan]

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@Creditaddict wrote:

Discover

Sallie Mae would cover the 5% like USBank Cash+

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Yes to those two.

Also consider Bank Americard Better Balance rewards. if you set it up to auto-pay some small monthly bill, and pay in full, then its basically a free $25 or $30 every 3 months. So the cash back percentage goes up as the amount you charge goes down

[gdale6]

You might consider the OCCU Duck or Beaver card, they seem to offer hi start limits if you have the income and a clear history for at least the last 2 years. This card is available in rewards & non rewards versions.

[B335is]

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@Chris87 wrote:

I am looking to apply for 1 or 2 more credit cards and would like some input.  I have good credit...low utilization, no delinquencies.  I have the following right now:

1. Chase Freedom

2. PenFed Cash Rewards

3. Amex Blue

4. Amex Premier Rewards Gold Card

5. Fidelity 2%

Are there any that I am missing that would be a good addition?  I don't typically carry balances, so I am more interested in the rewards.  I am just trying to see if I should add a credit union or possibly another lender.  I would prefer to stay away from Citi (bad experience with them a few years ago).  I was thinking about applying for Discover, but I hear that the lines are typically very low.  I had considered the US Bank Cash+, but if I recall, you now have to apply in a branch (I'm not near one).

Thanks for any suggestions!

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Many people are able to apply for the Cash+ by applying over the phone.

I would suggest:  Sallie Mae, US Bank Cash+ and Discover in that order.

[FinStar]

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@B335is wrote:

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@Chris87 wrote:

I am looking to apply for 1 or 2 more credit cards and would like some input.  I have good credit...low utilization, no delinquencies.  I have the following right now:

1. Chase Freedom

2. PenFed Cash Rewards

3. Amex Blue

4. Amex Premier Rewards Gold Card

5. Fidelity 2%

Are there any that I am missing that would be a good addition?  I don't typically carry balances, so I am more interested in the rewards.  I am just trying to see if I should add a credit union or possibly another lender.  I would prefer to stay away from Citi (bad experience with them a few years ago).  I was thinking about applying for Discover, but I hear that the lines are typically very low.  I had considered the US Bank Cash+, but if I recall, you now have to apply in a branch (I'm not near one).

Thanks for any suggestions!

---

Many people are able to apply for the Cash+ by applying over the phone. 

I would suggest:  Sallie Mae, US Bank Cash+ and Discover in that order.

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Your results can vary for the Cash+ ... some have had success in getting the Cash+ and others not so much - either ending up with a lesser or different product (or worse, declined for either not being in the service area or creditworthiness reasons).

[longtimelurker]

What are your goals?  You have some good cash back cards, and people are suggesting more, and the suitability depends on your spending patterns.   You have 2 MR cards and if you want travel rewards, maybe focus spend on those rather than getting more cards.  Alternatively, you have the Freedom, and if travel is of interest, maybe get the CSP to go with it (as it has a large bonus and AF waived for the first year).   If your focus is cash back, consider dumping the PRG when the AF becomes due

[Luscher]

Discover IT, and Maybe Chase CSP to go with your Freedom.