Any way to get BOA to CLI me with SP?

[mccallb]

I have four credit cards.  USAA, BOA, Credit 1 (blegh) and Cap 1.  

Credit 1 obviously was a rebuild card, and I've pretty much topped that limit out at $1500. Usaa gave my a limit of 2K, and my cap 1 started at 1000, went to 3000, now i have $4500 CL and it was converted to quicksilver.

BOA steadfastly is stuck at $1,000 which it started with in May last year...

I am in the process of buying a house right now so I don't want to get any inquiries, but more CL would not be a bad thing.  Is there any way to tell BOA, what the heck man, you're my lowest card, even behind that Ghetto Arse Credit 1?

Also, without an SP

[j_casteel]

You can try whatever you want, but it is known BoA pulls TUs for CLI's. The good thing is the increases, for many, have been big increases.

[DrZoidberg]

Even if they say it will be a SP it's always a HP. I would wait until after your house buying is done. 

[baller4life]

Yeah I would wait. Almost guaranteed to be a hp. Big cli I'm sure. But, you'll get a hp for it.

[ibmrad7]

Not entirely true. I was able to get a SP CLI from BOA.

Here's the original thread:

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/BOA-I-want-to-marry-you/td-p/2707707

[s_haliz]

Since you are in a process of buying a house, I would wait if I were you till you close your house. As others had said, BoA is good on high CLI. 

[DrZoidberg]

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@ibmrad7 wrote:

Not entirely true. I was able to get a SP CLI from BOA.

Here's the original thread:

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/BOA-I-want-to-marry-you/td-p/2707707

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We know it's not entirely true, but with buying a house, it's not worth it to gamble getting a CLI on a 5% chance it will be a SP.

[j_casteel]

Exactly, 95%+ it will be a TU HP

[ibmrad7]

I know it's not worth it and that's why I mentioned "not entirely". Couple of posts mentioned, it's "Always" a hard pull, which is not true.