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Established Member
Posts: 24
Registered: ‎06-28-2012
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Any way to get Cap 1 to report before statement date???

Does anybody know any tricks to get Cap 1 to report outside of the usual statement date?

I've heard that with some CCCs, you  can update your address and that will spark an update to CRAs. 

 

 If nothing else, would a rapid rescore by a mortgage broker do the trick?

Established Member
Posts: 24
Registered: ‎06-28-2012
0

Re: Any way to get Cap 1 to report before statement date???

bump

or should I take it that since nobody responded, that nobody currently knows of a way to do this.

Senior Contributor
Posts: 4,679
Registered: ‎12-11-2011
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Re: Any way to get Cap 1 to report before statement date???

Ask them. lol

 

I've never had a reason to do this, so I don't know, but I would just ask them. They'll probably say no, then you'll have to call one of the backdoor numbers. 

;
Moderator
Posts: 9,674
Registered: ‎01-28-2010
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Re: Any way to get Cap 1 to report before statement date???

 

Yeah, you can ask them to do an out of cycle update to the CRAs.   YMMV on whether they'll actually understand what you are asking them to do, or whether they can even do it.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Any way to get Cap 1 to report before statement date???

asked a rep to do a rapid rescore once and he didn't know what I was talking about. 

 

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Senior Contributor
Posts: 4,679
Registered: ‎12-11-2011
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Re: Any way to get Cap 1 to report before statement date???


migliogiorni wrote:

asked a rep to do a rapid rescore once and he didn't know what I was talking about. 

 


Customer: "Can you do a rapid rescore?"

CSR: "Is that like..an olympic event?" 

;
Moderator
Posts: 9,674
Registered: ‎01-28-2010
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Re: Any way to get Cap 1 to report before statement date???


migliogiorni wrote:

asked a rep to do a rapid rescore once and he didn't know what I was talking about. 

 


Rapid rescore is a service that is offered thru loan officers/mortgage brokers ~ it usually costs $50 or so I believe......

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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