Anybody Else Ever Requested Special Offer For Their Credit Card? The Response

[Watchmann]

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@DI wrote:

LOL.  I didn't expect them to give me that offer.  My credit is excellent, so an AA is very unlikely.  Even if they had gave me that offer, I wouldn't have any account to transfer a balance to the card.   It was suggested by other members to not do a BT with my remaining car loan.  

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You must like to live dangerously.  If you didn't expect them to give you that offer, and really didn't need the BT option, I just don't see the point of exposing yourself to a financial situation like that.  What was to be gained?  You probably won't suffer any adverse affects but the antenna of State Farm have been raised and now pointing in your direction.  I'm old fashioned and it reminds me of this poem:

Trouble

by David Keppel

Never trouble trouble
    Until trouble troubles you;
For you only make your trouble
    Double-trouble when you do;
And the trouble — like a bubble —
    That you're troubling about,
May be nothing but a zero
    With its rim rubbed out. 

[Anonymous]

I tried the same thing for a few of my cards and get the same response. HSBC Discover being 1 and after reading the email I called and canceled the card. But it did work with Us Bank.

[creditwherecreditisdue]

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@Anonymous wrote:
I tried the same thing for a few of my cards and get the same response. HSBC Discover being 1 and after reading the email I called and canceled the card. But it did work with Us Bank.

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HSBC never wants to do anything for those Discover accounts. They seem to be a dead end.

[Anonymous]

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@Watchmann wrote:

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@DI wrote:

LOL.  I didn't expect them to give me that offer.  My credit is excellent, so an AA is very unlikely.  Even if they had gave me that offer, I wouldn't have any account to transfer a balance to the card.   It was suggested by other members to not do a BT with my remaining car loan.  

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You must like to live dangerously.  If you didn't expect them to give you that offer, and really didn't need the BT option, I just don't see the point of exposing yourself to a financial situation like that.  What was to be gained?  You probably won't suffer any adverse affects but the antenna of State Farm have been raised and now pointing in your direction.

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I agree 100%, but SFB rarely will AA an account.  I diffently wouldn't try that with other institutions such as Chase, BOA, or HSBC.