Reply
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Anybody PC from Chase Freedom to Sapphire Preferred?

I have a Chase Freedom with 5k limit, and would like to PC to a Sapphire Preferred.  My wife is using this card for all of her work expenditures and averaging about 2k a month, most of it outside the Freedom 5% bonus categories.  I'm thinking it will be worth the AF to get the extra cashback perks, plus neat to get a metal card.

 

How do they treat AU's?  Is it two AF's or one?  Has anyone here done a successful PC like this, and what was your credit like?  Can you get the bonus points with a PC, or is it just new apps?

 

Thanks...

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Frequent Contributor
Posts: 387
Registered: ‎08-25-2011
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?

I can't answer your question regarding PC. However, I just added my daughter as AU and there is no additional fee for AU. I think only AMEX corners that market.

 

I did not think you could get bonus with PC, but it will be interesting to see if someone did. Sorry I can't help more.

Valued Contributor
Posts: 1,072
Registered: ‎04-24-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?

I have read on another forum that you can PC your Chase Freedom Signature over to the Chase Sapphire Preferred. However, you may not get the signup bonus...unless you received an invitation code for the upgrade.

Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?


tntexans72 wrote:

I have read on another forum that you can PC your Chase Freedom Signature over to the Chase Sapphire Preferred. However, you may not get the signup bonus...unless you received an invitation code for the upgrade.


What about a regular freedom to eh Sapphire Preferred?




Valued Contributor
Posts: 1,072
Registered: ‎04-24-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?


CS800 wrote:

tntexans72 wrote:

I have read on another forum that you can PC your Chase Freedom Signature over to the Chase Sapphire Preferred. However, you may not get the signup bonus...unless you received an invitation code for the upgrade.


What about a regular freedom to eh Sapphire Preferred?


 

Once you bring your Freedom up to $5K or higher CL...you will have more PC options with Chase...say if you want a Sapphire or Sapphire Preferred. You want your Freedom to be a Sig or Chase will shoot you down w/the PC. Lots of ppl don't like Chase, for the simple fact they are really strict with CLI and PC.

 

I wish all banks are like Amex.....:smileyhappy:

Valued Contributor
Posts: 1,072
Registered: ‎04-24-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?

@CS800

 

Since you are in with Chase...use the Freedom card and wait 6months or 1yr down the road...app for the Sapphire Preferred to get the signup bonus. I am pretty confident you will get it. GL.

Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?


tntexans72 wrote:

@CS800

 

Since you are in with Chase...use the Freedom card and wait 6months or 1yr down the road...app for the Sapphire Preferred to get the signup bonus. I am pretty confident you will get it. GL.


Yes i was thinking about maybe getting the Sapphire Preferred sometime in 2013. This way I would have established a good history with Chase.

 

But would i be able to PC the Freedom if i wanted?




Valued Contributor
Posts: 1,072
Registered: ‎04-24-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?


CS800 wrote:

tntexans72 wrote:

@CS800

 

Since you are in with Chase...use the Freedom card and wait 6months or 1yr down the road...app for the Sapphire Preferred to get the signup bonus. I am pretty confident you will get it. GL.


Yes i was thinking about maybe getting the Sapphire Preferred sometime in 2013. This way I would have established a good history with Chase.

 

But would i be able to PC the Freedom if i wanted?


 

I think you'll be fine. I got my Freedom in 2008 and got my Sapphire Preferred in 2011. The signup bonus just came up for the CSP in early 2011 so I would think it's going to be around for a while.

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?

I'm curious about a PC in August but don't know if losing the occasional 5% back is worth the upgrade to a higher tier in Chase's eyes. Sure, it's a better looking card but may not suit my needs more than Freedom.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
0

Re: Anybody PC from Chase Freedom to Sapphire Preferred?


tntexans72 wrote:

CS800 wrote:

tntexans72 wrote:

@CS800

 

Since you are in with Chase...use the Freedom card and wait 6months or 1yr down the road...app for the Sapphire Preferred to get the signup bonus. I am pretty confident you will get it. GL.


Yes i was thinking about maybe getting the Sapphire Preferred sometime in 2013. This way I would have established a good history with Chase.

 

But would i be able to PC the Freedom if i wanted?


 

I think you'll be fine. I got my Freedom in 2008 and got my Sapphire Preferred in 2011. The signup bonus just came up for the CSP in early 2011 so I would think it's going to be around for a while.


Ok i will keep this in mind. Thanks for the heads up




Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.