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Been gardening for a little over a month now, or so, but I spend some time in here every single day lol
I love ready about CC approvals and issues lol
There are a number of us in the club. Please feel free to check out the following thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-for-July-2011/td-p/962918