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Anybody get Penfed Q3 preapprovals?

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Exonumist
Established Contributor

Anybody get Penfed Q3 preapprovals?

I didn't get any. Again... Anybody else have better luck?

Message 1 of 17
16 REPLIES 16
corymcd88
Valued Contributor

Re: Anybody get Penfed Q3 preapprovals?

I did.

Message 2 of 17
takeshi74
Senior Contributor

Re: Anybody get Penfed Q3 preapprovals?

Had some for Q1 but none for Q2 or Q3.  Not surprising as I've added some accounts since the Q1 offers.

Message 3 of 17
UFGuy2006
Established Contributor

Re: Anybody get Penfed Q3 preapprovals?


@takeshi74 wrote:

Had some for Q1 but none for Q2 or Q3.  Not surprising as I've added some accounts since the Q1 offers.


I did as well. Got a 1k pre approval for a Credit card... assuming they only give out 50k in credit cards to folks? My only Penfed cc is 49k.

Message 4 of 17
jefftca925
Established Contributor

Re: Anybody get Penfed Q3 preapprovals?

I got offers for lots of products including 35K limit Credit Cards.  Bumped my Plat Rewards card instead to 44K.  Easy process!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 5 of 17
manwoot
Frequent Contributor

Re: Anybody get Penfed Q3 preapprovals?

PenFed pulls EQ?  Anyone have an idea what type of score they look for when preapproving for things?


Message 6 of 17
sillykitty1
Established Contributor

Re: Anybody get Penfed Q3 preapprovals?

These showed up for the first time for me.

 

Is it a HP or SP?  

 

How do PLOC report?  As revolving?

Message 7 of 17
B335is
Moderator Emeritus

Re: Anybody get Penfed Q3 preapprovals?

Do these show up in the "other offers" box?  If so, I got one for the Promise, but it looks like a generic thing.  I usually just get offers for Used car financing.

Message 8 of 17
Kenny
Moderator Emeritus

Re: Anybody get Penfed Q3 preapprovals?

Shocked as I FINALLY received offers!

It's odd that it comes after a thrifty line of credit was opened when I opened a checking account.

*Happy!*
Message 9 of 17
sillykitty1
Established Contributor

Re: Anybody get Penfed Q3 preapprovals?


@KennyRS wrote:
Shocked as I FINALLY received offers!

It's odd that it comes after a thrifty line of credit was opened when I opened a checking account.

*Happy!*

I saw the Thrifty Line of Credit in my offers, what is it?

 

I answered my own question above.  I talked to a rep and confirmed no HP.  I added the preapproved $7,000 cc, to my existing card, to make it a CLI instead of a new account,  to bring me to a total CL of $20,000.

 

I was really tempted by the PLOC offer though!  I had both the Thrifty LOC and the PLOC in my offers.

Message 10 of 17
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