Established Contributor
Posts: 514
Registered: ‎07-31-2012

Re: Anybody having citi recon number?

@lsdiamond Remove the contact info on this please, I don't think it's supposed to be posted in the forum. If sommeone wants it you can PM it to them.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Regular Contributor
Posts: 123
Registered: ‎01-15-2009

Re: Anybody having citi recon number?



If the applicant was not given legitimate reasons for his credit denials, and the law requires that creditors provide these reason(s) to the applicant--and the applicant seeks their legal rights (as per the law) by contacting the credit card company to obtain this info....then the applicant is not a "bad apple" for seeking out the information that, yes, he is legally ENTITLED to have and to know! 


IMO, the "bad apples" are rather more likely to be those who come on here and piously opine about the characters of others, rather than offer useful, helpful, information or suggestions. If this was your way of telling this young person to lay off or perhaps try a different approach, then why didn't you just offer him that advice, rather than malign him (call him a "bad apple") for doing what you feel that he shouldn't be doing?

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.

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