Anyone Approved with Venture or QS with previous Low Credit Line Cards?

[Anonymous]

I don't remember exact numbers because it's been a few months but my Fico scores now are Eq 631, Ex 630 and Tu 638. They were lower when I applied in July. I do remember my Ex being around 605 and thinking there was no way the prequal could be legit. In fact, I had been turned down for the Barclay rewards card two weeks earlier. Even on recon they wouldn't even give me a $300sl. So when I saw the Cap1 prequal I was highly doubtful. But I read a ton of approval stats on here, saw a set APR and opt out notice and decided to just go for it. I almost died when it came back approved for $15k! My AAoA is 9years. Oldest account 19years. $75k salary. Several baddies.

[Anonymous]

My dad had a $1K limit platinum MC with them. 

I first did the CLI, got him up to $3K and for the heck of it, I tried the pre-qual and he had Venture and QS in there - A congratulations and firm APR.  He ended up with 2 QS's althought I SWEAR I only app'd once - my computer must have glitched in cyber space.  He got a $3K congratulations and then out of the blue another $10K card arrived - it was his, his address, his card, ready to be linked in his account and the only HP on his report is the ONE I thought I app'd for.  Must have had some cached information when I tried apping for my mom in there............

[Anonymous]

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@Anonymous wrote:
I had an $800 Cap1 platinum still in credit steps and scores way lower than yours. But it said I was prequalified for Venture and QS. Approved for Venture with 15k SL!

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Wow.

[NewNimproved]

So pulled the trigger and Apped for both Venture and Venture One at same time V1 approved for 5,000 but 7-10 business days for the regular Venture. :/  Also, decided since I'm at it to app for the Discover IT and got approved for 6,000. Debating if I should do the QS and see??

[Anonymous]

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@NewNimproved wrote:

So pulled the trigger and Apped for both Venture and Venture One at same time V1 approved for 5,000 but 7-10 business days for the regular Venture. :/  Also, decided since I'm at it to app for the Discover IT and got approved for 6,000. Debating if I should do the QS and see??

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I'd be very concerned that a QS app would add another triple pull and end up with another 7-10 day message. Great SL on Discover!

[Anonymous]

My wife only had a $500 Cap1 Platinum card in her name when the prequal came up for Venture for her. She was approved for $10k on Venture and $3k on the QS Visa. Not sure what all they look at, but it worked for her.

[NewNimproved]

You're right. I'm going to leave well enough alone and see what they say about the Venture...but now that I'm thinking about it atleast I approved for the one without an AF.