cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone Black Listed by Citi Approved Lately

tag
Scuba
Frequent Contributor

Anyone Black Listed by Citi Approved Lately

 

I was black listed  by Citi even though I paid in full my old account in 2008.  Fell behind 4 months and in a few months later, charge off.  I think it was near year end and they wanted to clean house of a small amount. 

 

I have been turned down a number of times in the past 18 months each time I try to apply for a CC.  I want to apply again but I don't know if any of us will ever get approved by them who fell delinquent.  It wasn't even bankruptcy, just paid slow, charge off then paid in full.  

 

Has anyone who felt they were previously black listed

Message 1 of 4
3 REPLIES 3
LS2982
Mega Contributor

Re: Anyone Black Listed by Citi Approved Lately

 


@Scuba wrote:

 

I was black listed  by Citi even though I paid in full my old account in 2008.  Fell behind 4 months and in a few months later, charge off.  I think it was near year end and they wanted to clean house of a small amount. 

 

I have been turned down a number of times in the past 18 months each time I try to apply for a CC.  I want to apply again but I don't know if any of us will ever get approved by them who fell delinquent.  It wasn't even bankruptcy, just paid slow, charge off then paid in full.  

 

Has anyone who felt they were previously black listed



I'm interested as well, i think im blacklisted from 10 yrs ago.





EQ FICO 548 3/3/16
Message 2 of 4
android01
Valued Contributor

Re: Anyone Black Listed by Citi Approved Lately


@LS2982 wrote:

 


@Scuba wrote:

 

I was black listed  by Citi even though I paid in full my old account in 2008.  Fell behind 4 months and in a few months later, charge off.  I think it was near year end and they wanted to clean house of a small amount. 

 

I have been turned down a number of times in the past 18 months each time I try to apply for a CC.  I want to apply again but I don't know if any of us will ever get approved by them who fell delinquent.  It wasn't even bankruptcy, just paid slow, charge off then paid in full.  

 

Has anyone who felt they were previously black listed



I'm interested as well, i think im blacklisted from 10 yrs ago.



More reasons why you should wait until MARCH 2013.  

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 3 of 4
clocktick
Valued Contributor

Re: Anyone Black Listed by Citi Approved Lately

Are they on your reports?  You may have to wait until they fall off.  I charged off Citibank too (paid/settled) but now have 5 (if you count the gas card) cards with them.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.