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@Dustink wrote:
@distantarray wrote:
@Dustink wrote:
@distantarray wrote:
@Mustangfrank wrote:
@Dustink wrote:Have you tried to CLI your amex cards yet?
The 61st day is coming up.
I plan on applying for the 3x CLi.
Just not sure which card to apply the CLi for the BCE 3k or the Amex costco TE 10k
Get your BCE to 9k
it looks nicer =) and 1 account too high can be easier to trigger a fiancial review
He is currently at 1k on the BCE.
That is what I said too, but he made another thread for this and it seemed like everyone was saying to raise the high limit card. I didn't agree.
for some reason I thought it was 3k but nice catch, personally I would raise BCE because if I was manually reviewing a 1k limit next to a 10k limit would raise an eyebrow kinda makes me wonder if he did something to piss off that one card, many things can trigger decreases and if I was personally reviewing it I would question it. I like consistancies on my accounts. Now I have good cards I'll cancel my secured cards and take my money back. With Chase trifecta, BCP, and Navy Federal I'm more than happy. I'll wait a bit before I apply for US Cash + that's the only other card I'm looking for since it has BILLPAY as a 5% category since my family owns 2 businesses and we can all use it to pay "bills"
I am so close to Cash+. I have a $4,000 limit on a US Bank card and they want a $5k limit on it before I can PC. I also have the flexperks sig. So it will be nice to have both.
I have the freedom with a $5k limit. Is adding the CSP worth the AF? I opened up a checking account.
__________________
Yeah, I also like to keep my limits similar.
considering you can move your freedom points to sapphire account to get 20% more bonus on travel I would say so. Besides the 40k bonus is quite nice and remember 20% on that is nice too so that's $500 used for travel. you could always PC it later to a no annual fee one if you wanted. Besides I think metal is sexy =) and gotta admit girls will too
Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
considering you can move your freedom points to sapphire account to get 20% more bonus on travel I would say so. Besides the 40k bonus is quite nice and remember 20% on that is nice too so that's $500 used for travel. you could always PC it later to a no annual fee one if you wanted. Besides I think metal is sexy =) and gotta admit girls will too
I think I might get declined and I already have enough minimum spends to meet. I will app for it in 6 months. Getting my 6 months app list together already haha.
@Mustangfrank wrote:Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
I think I mentioned to you in the past to get the Cash+ card.
You can just keep asking us. You need to actually do some apping. The suspense is killing me. I want to hear results...lol
@Mustangfrank wrote:Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
Do you travel much? A card that offers travel benefits may be good. What are your preferred airlines?
How many INQ's are you up to in the last 6 months, 1 year?
I have four (4) INQ"S with two (2) dating back ten months.
@Dustink wrote:
@Mustangfrank wrote:Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
Do you travel much? A card that offers travel benefits may be good. What are your preferred airlines?
I usually use Jet Blue.
@Mustangfrank wrote:How many INQ's are you up to in the last 6 months, 1 year?
I have four (4) INQ"S with two (2) dating back ten months.
Alright, that's okay.
@Mustangfrank wrote:
@Dustink wrote:
@Mustangfrank wrote:Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
Do you travel much? A card that offers travel benefits may be good. What are your preferred airlines?
I usually use Jet Blue.
Haha, that would be another AMEX. The card isn't too great. I think we can find you something better. But that can be another thread.
@Dustink wrote:
@Mustangfrank wrote:Thanks everyone,
Ten (10) months agoI had zero credit and thanks to this community in a very short time I have built up my credit scores
and managed to get approval for the three Amex cards.
I need to get some other cards as I do not want to just rely on Amex.
I thought Chase would be a good fit.
What other Cash back cards should I consider ?
I PIF and plan to run about 3K through my cards a month.
I think I mentioned to you in the past to get the Cash+ card.
You can just keep asking us. You need to actually do some apping. The suspense is killing me. I want to hear results...lol
Well I have 4 HP's and I feel I have maybe 2 left before I have to retreat.
I don't want make a mistake and waste the Apps without getting feed back from all the knowledgable people on this board.
I am very thankful for everyones help.