Anyone DSW Visa Card Yet??

[ElizaBen]

I am just curious if anyone else is thinking about the DSW Visa card (or applied yet)...   I keep thinking about it.   Well,  I am addicted to shoes and credit cards;  so it makes perfect sense to me.  LOL :-)    Until I realize from a financial perspective it really may not.   The rewards are truly not that good for outside of the Shoe store.

Also,  does comenity have a 'limit of cards allowed per person"??

Any information would be appreciated.   Even if it is to talk me out of doing it.   :-)  Thanks.

[Anonymous]

Looks like a pretty junky card.  150 points = 1 dollar, each $1 spent at DSW is 20 points, so ~1.33% per dollar.  A general Spend card like the Double Cash or QS or Fia Amex would give you way better ROI than the DSW card, even at DSW.

On top of that, your redemption forces you to buy more at DSW.  Pass.

[Anonymous]

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@ElizaBen wrote:

I am just curious if anyone else is thinking about the DSW Visa card (or applied yet)...   I keep thinking about it.   Well,  I am addicted to shoes and credit cards;  so it makes perfect sense to me.  LOL :-)    Until I realize from a financial perspective it really may not.   The rewards are truly not that good for outside of the Shoe store.

Also,  does comenity have a 'limit of cards allowed per person"??

Any information would be appreciated.   Even if it is to talk me out of doing it.   :-)  Thanks.

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Don't do it.. Why would you want it really? A DSW card... save your itch for something else..

[ElizaBen]

After some additional time thinking before hitting submit on that card application... I came to the same conclusion (truly a pretty junky card).    I opted to use my BCE card for the online purchase ;-)   Thanks for the quick information!!

It was a weird but yet refreshing thing to do... "fill-out the application and then hit cancel"  LOL

[ElizaBen]

Definitely going to save that itch for a better card :-)  Thanks for the advice.