05-05-2009 02:45 PM
So I am gonna be moving in june due to a family emergency and ti is gonna cost me roughly $1500 in total, after may 10th my scores should all be right close to 700 if not over, i want to get a card with enough limit so that the card is not maxed out after the move, who should i app?
right now my highest limit is $750 and i have about 2.5 yrs of credit history once my collections are removed my reports are crystal clear. please help any advice is appreciated
i am looking at apping for a BECU LOC and VISA
05-05-2009 04:36 PM
05-05-2009 04:41 PM
I'm a member through my bro who lives outside Seattle and when I app'ed last August they only pulled EQ.
My score was 727 and they gave me 14500 cl at 10.99%.- instant online approval
Decent CU , no complaints, CSR's are pretty good.
05-05-2009 04:45 PM
05-05-2009 04:54 PM
When I go to another site that list credit pulls and approvals it there are two approvals with the scores 702 - 1500cl
and 696 - 1000cl.
After that it's 709 - 14500cl and every other entry is a 710+ score that has a 5 figure credit limit.
There was one denial listed at 708 for too many new accounts.
Assuming all the entries are true of course.
All these were last year or earlier when credit flowed freely so who knows what it's like now.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO