I applied for the card and it gave me the 7-10 day spill (most likely denied) but since Target called me back and asked a few questions then approved me I figured I'd call Hooters, the rep past me through to Credit Management and the lady there said they had no record I applied except back in 2/07 when my credit score was 525 and I was denied now my score is 634.
I pulled my CR before I called and it clearly shows June 15, 2008 Merrick Bank/ Hooters Card so they did pull my credit so why wouldn't they have my information ? I don't need another inquiry as I have 10 between last year and now, 4 of which I've tried deputing because I never gave permission and we don't even have the stores here.
Message Edited by MontanaGal on
06-16-2008 08:20 AMMessage Edited by MontanaGal on
06-16-2008 08:44 AM