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Anyone Know Which BOA will place an inquiry with for a Credit Card?

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Anonymous
Not applicable

Anyone Know Which BOA will place an inquiry with for a Credit Card?

I was thinking about applying for a Bank of America Card that comes up on their prequalifier.  Anyone know which report they will pull from?
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Anyone Know Which BOA will place an inquiry with for a Credit Card?

I think it may vary from state to state.But i just opened a new acct at BofA and they only pulled TU for me.I thought it would be on EX only..
Message 2 of 6
smallfry
Senior Contributor

Re: Anyone Know Which BOA will place an inquiry with for a Credit Card?

NJ always an EX pull. It varies and lenders are starting to pull different reports now. Some even might do multiple pulls.
Message 3 of 6
Creditaddict
Legendary Contributor

Re: Anyone Know Which BOA will place an inquiry with for a Credit Card?

My EX was frozen so they pulled TU.
Message 4 of 6
Anonymous
Not applicable

Re: Anyone Know Which BOA will place an inquiry with for a Credit Card?

Interesting...why did you put a freeze on Experian? Im thinking maybe I should do that since I cant see what my score is there. That way any pulls from TU and EQ I at least have the same information available as the lender.
Message 5 of 6
Creditaddict
Legendary Contributor

Re: Anyone Know Which BOA will place an inquiry with for a Credit Card?

If I can't see my Fico and keep up with errors and stuff, then creditors are not going to see it either.

 

Message 6 of 6
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