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Anyone approved for VENTURE with HIGH Inquiries ?

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Anonymous
Not applicable

Re: Anyone approved for VENTURE with HIGH Inquiries ?

Ughhhh why won't capital one use FICO 8!!!! Get with the times
Message 11 of 55
Anonymous
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Re: Anyone approved for VENTURE with HIGH Inquiries ?

I might be the only person that's glad they don't use the 08 😄

My 04 is mucho higher - I need to figure out when they SP again because they are using an 11/15 pull and I'm over 700 now on the 04 scores.

Just try and get it over with. See what they come back with - you've been trying to get this card for a long time........
Message 12 of 55
Anonymous
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Re: Anyone approved for VENTURE with HIGH Inquiries ?

I'll wait until mid February. Scores should go up all around with a final UTIL paydown
Message 13 of 55
masscredit
Valued Contributor

Re: Anyone approved for VENTURE with HIGH Inquiries ?

So many $10K - $15K starting limits!  I'm at the other end of the inquiry scale. Have zero that are less than a year old.  Tempting to apply. Just don't like the triple pull. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 14 of 55
Anonymous
Not applicable

Re: Anyone approved for VENTURE with HIGH Inquiries ?

Do it now and report back. Lol. Give me hope !!!
Message 15 of 55
icyhot
Valued Contributor

Re: Anyone approved for VENTURE with HIGH Inquiries ?

I had 60+ INQs on EQ and EX and was approved for $10K. I was prequalified tho
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 16 of 55
Anonymous
Not applicable

Re: Anyone approved for VENTURE with HIGH Inquiries ?

Approved Venture $20,000 18/EQ and 15/ EX... scores mid 700's. No Pre Qual

Message 17 of 55
masscredit
Valued Contributor

Re: Anyone approved for VENTURE with HIGH Inquiries ?

How accurate is the pre-qualification page? I just entered my info and the Venture came up as the top card. You enter your SS # but they don't do a HP when you use it.  I'm going to presume their system does look over our reports as a SP. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 18 of 55
Anonymous
Not applicable

Re: Anyone approved for VENTURE with HIGH Inquiries ?

You've got it. You're in. App and report back. Pre Qual are solid
Message 19 of 55
Anonymous
Not applicable

Re: Anyone approved for VENTURE with HIGH Inquiries ?

They are very solid if they say congratulations and give you a firm apr, not a range. What APR did it say for you?
Message 20 of 55
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