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13.24% for the Venture card, 12.24% for the Venture One and 13.24% for the QuickSilver.
I've been in the garden to get all of my inquires down to zero but... this is tempting. I'd probably only lose a couple of points for one inquiry on each, AAoA would go down a little (they are all in the 3.4-3.6 years range) but I'd gain one more card that should start with a healthy limit. The important thing to me is getting total avaialble credit in the $65K-$70K range. That would allow me to take advange of no interest offers of up to $5K and have my monthly spending report without having my utilization go above 9%. And then that card would grow. Plus I'd have a free flight
I had 62 INQs on EQ and 23 on EX and was approved for $18K. Not Inquiries sensitive at all in my opinion. Good luck!
@Gmood1 wrote:
Sounds like you're trying to talk yourself in to it masscredit. Lol
Just do it! I'll take the free flight if you don't want it. :-)
If you're going to triple pull..get two cards at least.
I kind of am
Two cards? Would that be two seperate pulls? Actually, a total of 2 times 3?
@Gmood1 wrote:
Nope...normally its a single 3 pull. I had TU show a double. The next day it disappeared. The CB combined them.
I wasn't aware of this. So, to make sure I have it straight. It will be a single 3 pull if we apply for multiple Cap 1 cards, I'm going to presume that's if it's done in a short amount of time? Does it always work like this or is it just for some people? That's like a bonus offer that would make the 3 pull worth it.
I like to throughly research things before I make a move on them. Cars, credit, electronics, women ect... Want to make sure I understand what I'm getting into.
@masscredit wrote:
@Gmood1 wrote:
Nope...normally its a single 3 pull. I had TU show a double. The next day it disappeared. The CB combined them.I wasn't aware of this. So, to make sure I have it straight. It will be a single 3 pull if we apply for multiple Cap 1 cards, I'm going to presume that's if it's done in a short amount of time? Does it always work like this or is it just for some people? That's like a bonus offer that would make the 3 pull worth it.
I like to throughly research things before I make a move on them. Cars, credit, electronics, women ect... Want to make sure I understand what I'm getting into.
Exactly. Just last week apped for DW for Cap One Platinum and QS1 one after the other and all 3 bureaus were one pull. You just dont want to do it too late at night assuming they may be in Eastern Time zone, so you want to do it before midnight ET to make sure both inquiries go on the same day. Otherwise you MAY get hit with 2 inq's.
Good to know! I'll defintely go for a Venture if I do this. Everyone seems to have a good starting CL with that card. The next decision is, what should the second card be? Another Venture and hope for a second high starting limit or make it a Quicksilver? I doubt I'll run $6K though 2 cards in 3 month so I won't get rewards miles but the credit limit is more important. A QS probably won't start off with as high of a limit.
It's getting close to midnight so better to wait until tomorrow.