Anyone approved for VENTURE with HIGH Inquiries ?

[Anonymous]

CONGRATSSSSS. may I ask your FICO 04 scores ? I wish to app in 3 weeks

[masscredit]

My EQ04 is 718. I get that one through DCU monthly. Everything else reports as 08.

[Anonymous]

Ah ok. My 04s are still too low I think for it. But with major UTIL paydown to 10% soon they'll boom. Currently like mid 600s. 08 all 699-710

[Discover2016]

I can't wait to apply for my Venture this coming September!

[takeshi74]

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@Anonymous wrote:

Itching to app for the Venture again -- Ive seen mixed reviews on people getting approved with high INQs

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Of course.  It's never just about one factor.  One's entire credit profile matters.  X may be too many for one person but not for another.  Nothing unique to CO about this.

[masscredit]

I just throught of something. I don't know what the APRs are. I was only concerned with seeing that it was approved and a dollar amounts  

[OmarGB9]

You could call or chat and ask. And Grats! I knew you'd be approved.

[Anonymous]

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@masscredit wrote:

Ok, ok... I did it... twice  

Both were approved. Venture - $15K (my highest limit) and Quicksilver - $10K. Two more Cap 1 cards to grow  

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Congrats on your approval and nice SL too!

[masscredit]

I just called and was told that each one is at 13.24% My lowest APRs! And.... the Quicksilver has 0% until November. That was a surprise! 

[masscredit]

To follow up on the multiple inquiry question, Credit Sesame sent me alerts for mulitple inquiries. Two from Cap 1 and one from the Lowes card that I applied for after them. Those were on TU. CS used to pull from EX. Don't know if they changed that or the others aren't reporting yet. So it looks like I might end up with a total of 6 pulls for the two new accounts. I rather have just had one for each card but I think it will be worth it in the end. Sometimes you have to take a few steps back to take many more going forward.