I dont mind them as i really dont make enough to only go for ccs for rewards but the tons 
or travel cards. I just like to have the major ones like Pennys Sears and Macys . Makes me feel good knowing my credit is coming back to have them. Amazon seems to be great too. But to each their own.
or travel cards. I just like to have the major ones like Pennys Sears and Macys . Makes me feel good knowing my credit is coming back to have them. Amazon seems to be great too. But to each their own.
Agree JellyBeanGurl if i could have my store cards a visa mc or amex even better, looks better, even though i know looks arent everything 
. I just have to keep improving my scores to earn those baby's
. I just have to keep improving my scores to earn those baby's
@AverageJoesCredit wrote:
Agree JellyBeanGurl if i could have my store cards a visa mc or amex even better, looks better, even though i know looks arent everything
Yes! They do look better and versatile. I have the two store cards and it's hard to get some used on them because it's only for that store. But let's say for Old Navy, I can charge it anywhere and get points for free clothes! Keep at it! You'll get there! I think if the store cards didn't offer Visa or MC I probably wouldnt get them.
@Anonymous wrote:
@AverageJoesCredit wrote:
Agree JellyBeanGurl if i could have my store cards a visa mc or amex even better, looks better, even though i know looks arent everythingYes! They do look better and versatile. I have the two store cards and it's hard to get some used on them because it's only for that store. But let's say for Old Navy, I can charge it anywhere and get points for free clothes! Keep at it! You'll get there! I think if the store cards didn't offer Visa or MC I probably wouldnt get them.
Wow. Hadn't thought about it that way. Will strive for Visa and MC store cards from now on! 
I have Lowes, Amazon Prime and Talbots and they all get regular use. Especially Amazon and Lowes. With Talbots you get $25 every $100 spent, and they are my go to place for work clothes. Edited to add: you also get free shipping. I love my Talbots card. With Lowes the 5% back, and special financing 5.99% for purchases over $3500 with a fixed payment, or extended deferred interest, are great options to have as a homeowner. I've had Amazon Prime so long, it just makes sense for me to have the 5% off every purchase with no caps, since I spend a fair amount there for household staples and food every month. I average about $15-$20 statement credit per month.
For me store cards have their place, if it is a place that you shop regularly and they have a loyalty program of some sort.
I saw many mention the REI- I have it and don't consider it a store card because it's a MC. Every once in a while they have really good promos for groceries, dining etc. I'm sitting on a $68 dividend with minimal use. Last year dividend was over $100
As an aside I never did the SCT, so my store cards were specifically targeted.
I have a couple of them. They don't bother me, even though they don't give me much back. The good thing is I only have ones I actually use.
