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@money_talks wrote:I hit the luv button online and I was declined. I called credit solution 2x and both declined. The 2nd time I called was for a lower amount than the 1st time. No counter offers on either.
I asked the CSR if this was a soft pull or hard pull and the CSR said it was a soft pull.
Has anyone ever heard of someone getting a hard pull for a CLI? I'm thinking it could happen if the CSR accidentally submits a hard pull instead of soft pull.
You know, I have never been countered by credit solutions either. It has either been completely denied or approved. I have hit the love button, received a small cli, then called credit solutions and asked for more, and been approved.
@Swapmeet wrote:You know, I have never been countered by credit solutions either. It has either been completely denied or approved. I have hit the love button, received a small cli, then called credit solutions and asked for more, and been approved.
Good to know that. I was on the phone and wondering why they couldn't even give me a couple hundred dollars CLI. They just kept saying your limit is all we can give you over and over.
I'm not sure I want to keep trying for a CLI. While it is a SP, there have to be some bad things that can come out of asking repeatedly. Like I said, maybe the CSR processes a HP by accident (this might be a hassle to reverse). Wally also probably keeps record of how many CLI requests you ask for.
There will always be someone who will run a good thing into the ground and ruin it for everyone.
Got a 2,000 bump at the 4 month mark(March) with GE via the luv button
Got a 1,000 bump another 4 months later(July) with Synchrony via luv button
After my 3rd month or so, I got a 200 dollar cli automatically, from 900 to 1100. About 3 months later, I paid in full and within a week, they bumped me to 1500 automatically.
That is where I have been for about 4 months.
After posting a reply to this thread, I decided to hit the luv button and see what would happen.
I tried and it told me the request couldnt be processed online. So, I tried through their chat feature. I asked for a 1500 bump and it was approved. So, im at 3000 now.
900 to 3000 in a year, 2 were auto cli and 1 was requested. Ill take it.
@shasta wrote:After posting a reply to this thread, I decided to hit the luv button and see what would happen.
I tried and it told me the request couldnt be processed online. So, I tried through their chat feature. I asked for a 1500 bump and it was approved. So, im at 3000 now.
900 to 3000 in a year, 2 were auto cli and 1 was requested. Ill take it.
wow, that is awesome! Congrats. I was not aware that you could ask for cli via chat.
@Swapmeet wrote:
@shasta wrote:After posting a reply to this thread, I decided to hit the luv button and see what would happen.
I tried and it told me the request couldnt be processed online. So, I tried through their chat feature. I asked for a 1500 bump and it was approved. So, im at 3000 now.
900 to 3000 in a year, 2 were auto cli and 1 was requested. Ill take it.
wow, that is awesome! Congrats. I was not aware that you could ask for cli via chat.
I have not heard of chat either... that is pretty awesome... wonder what kind of rep is getting those requests!
@shasta wrote:After posting a reply to this thread, I decided to hit the luv button and see what would happen.
I tried and it told me the request couldnt be processed online. So, I tried through their chat feature. I asked for a 1500 bump and it was approved. So, im at 3000 now.
900 to 3000 in a year, 2 were auto cli and 1 was requested. Ill take it.
Good to know about chat CLIs. Thanks for sharing.