Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: Anyone else can't...

I lay it out a month ahead of time. (Wife ALWAYS MESSES UP MY PLAN of course)

 

Then I leave the cards I have said will not get use that month at home.

 

It saves me a lot of headaches.  (Unless wife finds where I hid them at home of course)

 

Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Regular Contributor
Posts: 209
Registered: ‎01-26-2013
0

Re: Anyone else can't...


PSouz wrote:
Reading this thread made me think about how I paid for my sisters baby shower today(for my mom she's paying me, I just wanted the points), it was over 500 dollars so I put it on my cities dividend cars to fulfill requirement and get the 100 dollar bonus, and than realized I could have used my freedom (the party was at a restaurant!) and I would have 30 dollars back and figured out a different way to spend the 500 on the dividend, dang!

Yep, that's me! Once I realize I made the mistake, I feel the urge to go back, return and repurchase. I don't, of course, since that would be really silly and unnecessary. I just end up feeling really guilty that I didn't potentially earn the maximum rewards possible Smiley LOL

Discover IT: $19k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $8,4k | Citi DC: $5,9k | Cap1 QS: $6k | Sallie Mae: $8k | US Bank Cash+: $5k | Chevron: $3,5k | Macy's Amex $4,2k | Kohl's: $3k
Regular Contributor
Posts: 209
Registered: ‎01-26-2013
0

Re: Anyone else can't...


Pilotdude wrote:

I lay it out a month ahead of time. (Wife ALWAYS MESSES UP MY PLAN of course)

 

Then I leave the cards I have said will not get use that month at home.

 

It saves me a lot of headaches.  (Unless wife finds where I hid them at home of course)

 

Smiley Happy


I would leave them at home, but I am always paranoid that once I am out and about, I will go buy something and think about how I could've used the card I left at home and would regret not having the card. So with all my intention of leaving some of my cards home, I always end up taking them all with me anyway. I think I have a problem! lol

Discover IT: $19k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $8,4k | Citi DC: $5,9k | Cap1 QS: $6k | Sallie Mae: $8k | US Bank Cash+: $5k | Chevron: $3,5k | Macy's Amex $4,2k | Kohl's: $3k
Contributor
Posts: 81
Registered: ‎07-16-2011
0

Re: Anyone else can't...


jakemod1 wrote:

I would leave them at home, but I am always paranoid that once I am out and about, I will go buy something and think about how I could've used the card I left at home and would regret not having the card. So with all my intention of leaving some of my cards home, I always end up taking them all with me anyway. I think I have a problem! lol


Happened to me today! Only got 1% when I could have got 5% on a pretty big purchase. Still thinking about it. 


Starting Score: Low 500's (2011)
Current Score:My Fico - 661
NFCU cashRewards 17.5k | NFCU GoRewards 14k |Fred Meyer Rewards Visa (USBank) 1k | Best Buy 2.8k | Walmart 1450 | Target 300 | Amazon 2.1k | CareCredit 2.6k | Macy's 1.5k | Macy's Furniture 3.5k | Lowe's 3k | Discover It 1.8k
Established Contributor
Posts: 756
Registered: ‎03-26-2010
0

Re: Anyone else can't...

No, I dont have that problem.

 

I pick out 1 card before we leave.

 

I only carry one card at a time.

 

The other cards stay under lock and key. (For my protection as well as others lol)

 

 

 

 

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa |

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.