06-24-2013 01:20 PM
Just did my usual monthly checking of two HSBC accounts that I have and for the first time in 6 years they charged me $59. I promptly called and closed it since it was just SD'd anyway ($500cl) . Rep wouldn't remove the fee so she made it easy. I have another account with them that I will monitor but so far no fees on that one. No way will I pay for an almost useless card with no rewards.
06-24-2013 01:37 PM
Just checked my HSBC.. Haven't seen an AF but I guess I'm due in August...
Starting Score: EQ: 468 - 2/2013
Current Score: EQ: 620, EX: 611, TU: 599 - 7/2013
Goal Score: 750's
06-24-2013 05:21 PM
I got one but it wasn't a surprise...lol.
The EO was able to credit it for me, though.
06-25-2013 04:41 AM
06-25-2013 04:53 AM
06-25-2013 09:00 AM
HSBC is a crap card anyways who cares....
True but people that have this card should still try the EO to revise the fees, not everyone can have prime cards
06-25-2013 10:55 AM
I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.
I tried to do that with the regular CS and they gave me some bull...that's when I went and sent an email to EO. Will probably have to do the same next year if I still have the card.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.