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Contributor
akabigo
Posts: 80
Registered: ‎11-01-2012
0

Anyone else get surprise Annual Fee from HSBC/Crap One?

Just did my usual monthly checking of two HSBC accounts that I have and for the first time in 6 years they charged me $59. I promptly called and closed it since it was just SD'd anyway ($500cl) . Rep wouldn't remove the fee so she made it easy. I have another account with them that I will monitor but so far no fees on that one. No way will I pay for an almost useless card with no rewards.

 

#MovedOn

The ole wallet~ BOA AMEX $10k | Discover IT $9k | AMEX TE $8.8k | Citi TY Pref $8k | Barclays Arrival WMC $7.5k | Paypal SC $5k | Dell $4k |Chase Feedom $3.5k | Amazon Store Card $2.5k | Citi Citgo $1.6k | Captial One QS $1.2k

Fico scores TU 814 EQ 806 EX ?
Valued Member
Menecrates
Posts: 26
Registered: ‎11-27-2010
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

Just checked my HSBC.. Haven't seen an AF but I guess I'm due in August...


Starting Score: EQ: 468 - 2/2013
Current Score: EQ: 620, EX: 611, TU: 599 - 7/2013
Goal Score: 750's

Valued Contributor
injustifiiable
Posts: 1,853
Registered: ‎03-30-2012
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

I got one but it wasn't a surprise...lol.

 

The EO was able to credit it for me, though.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Regular Contributor
dude11
Posts: 237
Registered: ‎06-07-2011
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.
Established Contributor
Smug
Posts: 961
Registered: ‎12-21-2010
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

HSBC is a crap card anyways who cares....
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?


Smug wrote:
HSBC is a crap card anyways who cares....

True but people that have this card should still try the EO to revise the fees, not everyone can have prime cards

Valued Contributor
injustifiiable
Posts: 1,853
Registered: ‎03-30-2012
0

Re: Anyone else get surprise Annual Fee from HSBC/Crap One?


dude11 wrote:
I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.

I tried to do that with the regular CS and they gave me some bull...that's when I went and sent an email to EO. Will probably have to do the same next year if I still have the card.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950

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