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Contributor
Posts: 88
Registered: ‎11-01-2012
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Anyone else get surprise Annual Fee from HSBC/Crap One?

Just did my usual monthly checking of two HSBC accounts that I have and for the first time in 6 years they charged me $59. I promptly called and closed it since it was just SD'd anyway ($500cl) . Rep wouldn't remove the fee so she made it easy. I have another account with them that I will monitor but so far no fees on that one. No way will I pay for an almost useless card with no rewards.

 

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Fico scores TU 827 EQ 817 EX 821
Valued Member
Posts: 26
Registered: ‎11-27-2010
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

Just checked my HSBC.. Haven't seen an AF but I guess I'm due in August...


Starting Score: EQ: 468 - 2/2013
Current Score: EQ: 620, EX: 611, TU: 599 - 7/2013
Goal Score: 750's

Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

I got one but it wasn't a surprise...lol.

 

The EO was able to credit it for me, though.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550
Regular Contributor
Posts: 237
Registered: ‎06-07-2011
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.
Established Contributor
Posts: 961
Registered: ‎12-21-2010
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?

HSBC is a crap card anyways who cares....
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Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?


Smug wrote:
HSBC is a crap card anyways who cares....

True but people that have this card should still try the EO to revise the fees, not everyone can have prime cards

Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
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Re: Anyone else get surprise Annual Fee from HSBC/Crap One?


dude11 wrote:
I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.

I tried to do that with the regular CS and they gave me some bull...that's when I went and sent an email to EO. Will probably have to do the same next year if I still have the card.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550

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