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Anyone else have Fingerhut? (I know)

Regular Contributor

Re: Anyone else have Fingerhut? (I know)

Same boat here! Got the run around when I called them. Hopefully it will all clear up with time. But it just started reporting for me as new account several days ago.

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Contributor

Re: Anyone else have Fingerhut? (I know)

WebBank tradeline finally showed up on TU this morning. The history, balance, CL, etc. is correct.

 

The Metabank tradeline is still listed on Equifax incorrectly as an open account with my 850 credit limit as the high balance and a credit limit of zero. I'll probably give this one another month to correct itself then I'll dispute it.


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


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New Contributor

Re: Anyone else have Fingerhut? (I know)

Question?
I was just approved for a fingerhut account with a $500 CL. It didn't say anything about it being a fresh start. Will this account start of reporting as a revolving vs installment as some say happened with the fresh start? I really. Don't plan on using it much, maybe a small purchase then PIF just so it can have activity on it.
Regular Contributor

Re: Anyone else have Fingerhut? (I know)

never heard of finger hut

only pizza hut Smiley Happy
but from what i read on this threads they are eager happy to post balances and become the turtle when reporting 0 bal


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
New Contributor

Re: Anyone else have Fingerhut? (I know)

The Fresh Start will appear as an installment and shows all 6 payments, even though I paid it off in 4 payments instead of 6. That now shows closed, and my regular credit line appears like any other card. Hope that helps.

Regular Contributor

Re: Anyone else have Fingerhut? (I know)

Fingerhut has been sold so many times in the last few years, its hard to keep up with who is providing the financing.  Its gone from citibank to metabank, to webbank, to god knows who now.

Established Contributor

Re: Anyone else have Fingerhut? (I know)

I've had a Fingerhut acct for about 8 years now, but I haven't used it in about 3 years. I like how they raise my limit like $1500 every year around Christmas and beg me to spend it if I want to keep it. Inevitably I don't spend anything and they take the limit back like an angry kid taking his ball from the playground and going home...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

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